Okeechobee County property record for 1306 SW 18th Ter, Okeechobee, FL 34974
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,998 sqft · built 1998 |
| Lot Size | 0.323 acres (14,070 sqft) |
| Owner | 2 Owner Names on Record |
| Tax Bill | $2,027 (2025) |
| Deeds & Mortgages | Dec 2017 Line of Credit Jun 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-20-37-35-0080-00000-0170 |
| Primary APN | 1-20-37-35-0080-00000-0170 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Building Area | 1,998 sqft Heated Area |
| Gross Area | 3,253 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 14,070 sqft (0.323 acres) |
| Porch | Enclosed Porch |
| Patio Area | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 1306 SW 18TH TER |
|---|---|
| City | OKEECHOBEE |
| State | FL |
| Zip | 34974-4801 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ECHO ESTATES (PLAT BOOK 5 PAGE 46) LOT 17 |
| Legal Range | 35E |
| Legal Township | 37S |
| Legal Section | 20 |
| Legal Subdivision | ECHO ESTATES |
| Legal Lot Number | 17 |
| Jurisdiction | OKEECHOBEE FL |
| Township / Civil Division | OKEECHOBEE |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 910601 |
Source: Okeechobee County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 1306 SW 18TH TER, OKEECHOBEE, FL 34974-4801 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Dec 21, 2017 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jun 18, 2018 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 23, 1997 |
| Transfer Doc | 0003901092 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Property Address | 1306 SW 18TH TER, OKEECHOBEE, FL 34974-4801 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0007991911 |
|---|---|
| Date | Dec 21, 2017 |
| Book Page | 0799/1911 |
| Instrument | 2017012336 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Dec 8, 2057 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Property Address | 1306 SW 18TH TER, OKEECHOBEE, FL 34974-4801 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0008090194 |
|---|---|
| Date | Jun 18, 2018 |
| Book Page | 0809/0194 |
| Instrument | 2018007834 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Okeechobee County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okeechobee County |
| Unified School District | Okeechobee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,027.00 (-20.7%) Homeowner's exemption | $188,495 (+5.99%) | $346,643 (+1.69%) Land $37,000 Building $309,643 |
| 2023 | $2,556.00 (+7.08%) Homeowner's exemption | $177,848 (+3%) | $340,892 (+15.89%) Land $28,000 Building $312,892 |
| 2022 | $2,387.00 Homeowner's exemption | $172,668 | $294,156 Land $25,000 Building $269,156 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 6 (2004–2012) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Aug 2012 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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