1306 Surf Ave, Apopka, FL 32703 Property Records

Orange County property record for 1306 Surf Ave, Apopka, FL 32703

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,242 sqft · built 1977
Lot Size	0.777 acres (33,828 sqft)
Owner	2 Individual Names on File
Last Sale	$65,000 (Mar 2006)
Tax Bill	$1,435 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-21-28-0000-00-131`

Property Details

APN / Parcel Number

Primary APN	`11-21-28-0000-00-131`
Alternative APNs	`282111000000131` `197630` `201406` `205085`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,242 sqft Living Area
Gross Area	2,122 sqft
1st Floor Area	1,242 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1992
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	33,828 sqft (0.777 acres)
Garage Type	Attached
Garage Area	364 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	20 sqft
Shed	1 Shed
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1306 SURF AVE
City	APOPKA
State	FL
Zip	32703-5544
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	W 100 FT OF E 561.8 FT OF SE1/4 OF SW1/4 SEC 11-21-28 (LESS N 1010 FT) & 30 FT EASEMENT ON THE NORTH PER 1134/47
Legal Range	28E
Legal Township	21S
Legal Section	11
Legal Subdivision	ACREAGE & UNREC
Legal Tract	0000
Legal Lot Number	131
Jurisdiction	ORANGE FL
Township / Civil Division	APOPKA
Census Block Group	1
Census Block	1013
Census Tract	17503

Owner

Source: Orange County assessment roll, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1306 SURF AVE, APOPKA, FL 32703-5544
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2023	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Feb 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 21, 2006 · Amount on Record
Deed Sale	Mar 21, 2006 · Amount on Record
Deed Document Number	2006183585
Deed Book / Page	8540 / 3961
Last Transfer Date	Oct 16, 2010
Transfer Doc	0000612900
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1306 SURF AVE, APOPKA, FL 32703-5544
Transaction Type	Mortgage
Record Updated	Nov 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1306 SURF AVE, APOPKA, FL 32703-5544

Mortgage

Document Number	0000626088
Date	Oct 27, 2023
Instrument	20230626088

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1306 SURF AVE, APOPKA, FL 32703-5544
Document Number	0000110415
Instrument Date	Feb 11, 2020
Transaction Type	Mortgage
Record Updated	Mar 24, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1306 SURF AVE APOPKA FL 327035544, APOPKA, FL 32703-5544

Mortgage

Document Number	0000110415
Date	Feb 20, 2020
Instrument	110415

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 19, 2050

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$107,605 (+2.7%)	$214,920 (-1.17%) Land $75,000 Building $139,920
2025	$1,435.00 (+10.81%) Homeowner's exemption	$104,776 (+5.99%)	$217,460 (+15.01%) Land $75,000 Building $142,460
2024	$1,295.00 (+7.47%)
2023	$1,205.00 (+6.26%) Homeowner's exemption	$98,857 (+3%)	$189,072 (+10.58%) Land $75,000 Building $114,072
2022	$1,134.00 Homeowner's exemption	$95,978	$170,977 Land $75,000 Building $95,977

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	APOPKA, CITY OF (5 WTPS) serves 71,917 people · EPA ID FL3480200
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Lumen Technologies, Metronet Holdings.

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