1306 Smith Lake Rd NE, Brookhaven, MS 39601 Property Records

Lincoln County property record for 1306 Smith Lake Rd NE, Brookhaven, MS 39601

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,823 sqft · built 1987
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Tax Bill	$516 (2025)
Deeds & Mortgages	Jan 2020 Mortgage May 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`87-2-09-009.11`

Property Details

APN / Parcel Number

Primary APN	`87-2-09-009.11`
Alternative APNs	`019428` `19428`

Interior

Full Baths	2 Baths
Building Area	1,823 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Exterior Material	Wood Shingle
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Pool Type	In-Ground Vinyl Pool
Pool Area	540 sqft
Utility Building	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	19428
Street Address	1306 SMITH LAKE RD NE
City	BROOKHAVEN
State	MS
Zip	39601-9656
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3.09ACS M/L IN NW1/4 NE1/4 S OF RD 7/87 4/88 2/96 LESS 2AC SOLD PER BK1565 PG0537
Jurisdiction	LINCOLN MS
Township / Civil Division	2
Census Block Group	3
Census Block	3002
Census Tract	950301

Owner

1306 Smith Lake Rd NE is owned and occupied by an individual who acquired it in February 1996.

Source: Lincoln County records, as of January 30, 2026

Owner of Record	Individual Name on File
Mailing Address	1306 SMITH LAKE RD NE, BROOKHAVEN, MS 39601-9656
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF FRANKLIN
May 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK OF FRANKLIN
Feb 10, 2025	Deed of Trust, Mortgage BANK OF FRANKLIN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 1996
Deed Sale	Feb 28, 1996
Deed Document Number	0000956824
Record Updated	Jun 8, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MS
Property Address	1306 SMITH LAKE RD NE, BROOKHAVEN, MS 39601-9656
Transaction Type	Mortgage
Record Updated	Feb 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01608/0096
Date	Jan 15, 2020
Book Page	1608/0096
Instrument	20200226

Lender

Name	BANK OF FRANKLIN
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jan 15, 2025

Interest

Rate Type	Fixed Rate

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MS
Property Address	1306 SMITH LAKE RD NE, BROOKHAVEN, MS 39601-9656
Transaction Type	Mortgage
Record Updated	Feb 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01566/0711
Date	May 18, 2018
Book Page	1566/0711
Instrument	20182226

Lender

Name	BANK OF FRANKLIN
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	May 15, 2023

Interest

Rate Type	Fixed Rate

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MS
Property Address	1306 SMITH LAKE RD NE, BROOKHAVEN, MS 39601-9656
Transaction Type	Mortgage
Record Updated	Feb 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1306 SMITH LAKE RD NE, BROOKHAVEN, MS 39601-9656

Mortgage

Document Number	0020250648
Date	Feb 10, 2025
Instrument	20250648

Lender

Name	BANK OF FRANKLIN
Type	Bank
Address	BROOKHAVEN, MS 39601

Agreement

Amount	Amount on Record
Term	60 Months
Due	Feb 10, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 1306 Smith Lake Rd NE was $516 with exemptions applied, down 0.8% from the year before.

Source: Lincoln County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lincoln County
Unified School District	Brookhaven School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$516.00 (-0.77%) Homeowner's exemption Senior Citizen's exemption	$16,222 (+30.4%)	$162,220 (+30.4%) Land $10,000 Building $152,220
2024	$520.00 (-49.07%) Homeowner's exemption Senior Citizen's exemption	$12,440 (+30.82%)	$124,400 (+30.82%) Land $7,000 Building $117,400
2023	$1,021.00 (+42.8%) Homeowner's exemption	$9,509 (-)	$95,090 (-) Land $7,000 Building $88,090
2022	$715.00 Homeowner's exemption	$9,509	$95,090 Land $7,000 Building $88,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1306 Smith Lake Rd NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1306 Smith Lake Rd NE is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 79% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50

May also be available: Conexon Connect, C Spire Wireless.

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