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1306 Smith Ave, Royal Oak, MI 48073 Property Records

Oakland County property record for 1306 Smith Ave, Royal Oak, MI 48073

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,288 sqft · built 1951
Lot Size0.149 acres (6,490 sqft)
OwnerIndividual Name on File
Last Sale$325,000 (Jan 2019)
Tax Bill$8,830 (2025)
Deeds & MortgagesJan 2022 Mortgage
Jan 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN72-25-09-307-020

Property Details

APN / Parcel Number

Primary APN72-25-09-307-020

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths2 Half Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,288 sqft Living Area
1st Floor Area1,042 sqft
Basement Area1,042 sqft
Finished Basement1,045 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Architectural StyleBungalow
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,490 sqft (0.149 acres)
Lot Dimensions130 ft deep x 50 ft wide
Garage Area616 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area137 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address1306 SMITH AVE
CityROYAL OAK
StateMI
Zip48073-3149
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeONE FAM
Legal DescriptionT1N, R11E, SEC 9 NORTHWOOD SUB NO 8 LOT 1223, ALSO 1/2 OF VAC ALLEY ADJ TO SAME
Legal Range11E
Legal Township01N
Legal Section09
Legal SubdivisionNORTHWOOD NO 8
Legal Lot Number1223
JurisdictionOAKLAND MI
Township / Civil DivisionROYAL OAK
Census Block Group3
Census Block3005
Census Tract183700

Owner

1306 Smith Ave is owned and occupied by an individual who bought it in January 2019.

Source: Oakland County records, as of July 16, 2026

Owner of RecordIndividual Name on File
Mailing Address1306 SMITH AVE, ROYAL OAK, MI 48073-3149
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 10, 2022Deed of Trust, Mortgage · Conventional Mortgage
MICHIGAN MUTUAL INC
Jan 28, 2019Warranty Deed, Transfer · Conventional Mortgage
CITIZENS BANK NA
Nov 20, 2017Intrafamily Transfer, Transfer · Conventional Mortgage
PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 28, 2019 · Amount on File
Deed SaleJan 28, 2019 · Amount on File
Prior SaleNov 14, 2012 · Amount on File
Deed Document Number201913442
Deed Book / Page52537 / 877
Prior Transfer DateNov 13, 2017
Prior Transfer Doc0000213942
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address1306 SMITH AVE, ROYAL OAK, MI 48073-3149
Transaction TypeMortgage
Record UpdatedMar 4, 2022
Title CompanyABSTRACT TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1306 SMITH AVE, ROYAL OAK, MI 48073-3149

Mortgage

Document Number0000289453
DateJan 10, 2022
Book Page57262/200
Instrument289453
Lender
NameMICHIGAN MUTUAL INC
TypeMortgage Company
AddressPORT HURON, MI 48060
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term358 Months
DueNov 1, 2051

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateJan 28, 2019
Property Address1306 SMITH AVE, ROYAL OAK, MI 48073-3149
Document Number0000013442
Book / Page52537 / 00877
Map ReferenceLB 36 PG 40
Instrument DateJan 10, 2019
Instrument013442
Transaction TypeTransfer
Record UpdatedJun 29, 2021
Title CompanyLIBERTY TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,795.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1306 SMITH AVE, 1306, ROYAL OAK, MI 48073-3149

Transferred To (Grantee/Buyer)

NameVerified Name
Address1306 SMITH AVE, ROYAL OAK, MI 48073-3149

Mortgage

Document Number0000013443
DateJan 28, 2019
Instrument013443
Lender
NameCITIZENS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2049

November 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND MI
Recording DateNov 20, 2017
Property Address1306 SMITH AVE, ROYAL OAK, MI 48073-3149
Document Number0000213942
Book / Page51309 / 00079
Map ReferenceLB 36 PG 40
Instrument DateNov 13, 2017
Instrument213942
Transaction TypeTransfer
Record UpdatedJun 29, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1306 SMITH AVE, 1306, ROYAL OAK, MI 48073-3149

Transferred To (Grantee/Buyer)

NameVerified Name
Address1306 SMITH AVE, ROYAL OAK, MI 48073-3149

Mortgage

Document Number0000213944
DateNov 20, 2017
Instrument213944
Lender
NamePROVIDENT FUNDING ASSOCIATES LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1306 Smith Ave was $8,830, down 14.2% from the year before.

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityRoyal Oak City
Unified School DistrictRoyal Oak City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,830.00 (-14.21%)$205,600$411,200
2024$10,293.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1306 Smith Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1306 Smith Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ROYAL OAK
serves 57,236 people · EPA ID MI0005830
Water SourcePurchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State InspectionMay 2025
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20

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