1306 Silver St, Urbana, IL 61801 Property Records

Champaign County property record for 1306 Silver St, Urbana, IL 61801

Property Summary

Property Type	Commercial
Lot Size	0.275 acres (11,991 sqft)
Owner	Company Name on Record
Tax Bill	$19,147 (2024)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Jan 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`93-21-21-181-020`

Property Details

APN / Parcel Number

Primary APN	`93-21-21-181-020`

Interior

Units	24 Units

Exterior

Architectural Style	Multi-Family
Lot Area	11,991 sqft (0.275 acres)

Location & Zoning

Street Address	1306 SILVER ST
City	URBANA
State	IL
Zip	61801-6459
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT 541 ENNIS RIDGE 6TH SUB
Legal Range	09E
Legal Township	19N
Legal Section	21
Legal Subdivision	ENNIS RIDGE 6TH SUB
Legal Lot Number	541
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CUNNINGHAM
Census Block Group	2
Census Block	2014
Census Tract	5701

Owner

Source: Champaign County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2327 DEHNE RD, NORTHBROOK, IL 60062-6027
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Special Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST FSB OF CHAMPAIGN URBANA
Jan 3, 2017	Deed of Trust, Mortgage · Commercial Mortgage SECURITY BANK SB
Apr 26, 2018	Loan Modification, Mortgage FIRST FSB/ELIZABETHOWN KY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2021
Deed Sale	Dec 1, 2021
Prior Sale	Mar 31, 2011 · Amount on Record
Deed Document Number	202128078
Record Updated	Sep 20, 2026

December 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Dec 1, 2021
Property Address	1306 SILVER ST, URBANA, IL 61801-6459
Document Number	0000028078
Instrument Date	Dec 1, 2021
Instrument	2021R28078
Transaction Type	Transfer
Record Updated	Dec 10, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$760.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2327 DEHNE RD, NORTHBROOK, IL 60062-6027

Mortgage

Document Number	0000028079
Date	Dec 1, 2021
Instrument	2021R28079

Lender

Name	FIRST FSB OF CHAMPAIGN URBANA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Dec 15, 2046

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1306 SILVER ST, URBANA, IL 61801-6459
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000116
Date	Jan 3, 2017
Instrument	2017R00116

Lender

Name	SECURITY BANK SB
Type	Non-Lending Institution
Address	SPRINGFIELD, IL 62701

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHAMPAIGN IL
Property Address	1306 SILVER ST, URBANA, IL 61801-6459
Document Number	0000006933
Instrument Date	Apr 26, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1306 SILVER ST URBANA IL 618016459, URBANA, IL 61801-6459

Mortgage

Document Number	0000006933
Date	May 3, 2018
Instrument	6933

Lender

Name	FIRST FSB/ELIZABETHOWN KY
Type	Federal Savings Bank
Address	CHAMPAIGN, IL 61824-1010

Agreement

Amount	Amount Recorded
Term	240 Months
Due	May 2, 2038

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Cunningham Township
Municipality	Urbana City
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$196,410 (+5.8%) Land $34,430 Building $161,980	$589,230 (+5.8%) Land $103,290 Building $485,940
2024	$19,147.00 (-12.61%)	$185,640 (-2.12%) Land $32,540 Building $153,100	$556,920 (-2.12%) Land $97,620 Building $459,300
2023	$21,910.00 (+6.73%)
2022	$20,529.00	$189,670 Land $27,340 Building $162,330	$569,010 Land $82,020 Building $486,990

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Nextlink, Pavlov Media, Volo.net Internet+Tech.

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