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1306 Shepard St, Morehead City, NC 28557 Property Records

Carteret County property record for 1306 Shepard St, Morehead City, NC 28557 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,136 sqft · built 2007
Lot Size0.14 acres (6,098 sqft)
OwnerIndividual Name on File
Last Sale$340,000 (Sep 2020)
Tax Bill$4,574 (2025)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN6386.18.40.7977000

Property Details

APN / Parcel Number

Primary APN6386.18.40.7977000
Alternative APNs
  • 416789
  • 65646

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,136 sqft Heated Area
Gross Area2,050 sqft
1st Floor Area728 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleConventional
Exterior MaterialFiber Cement Siding
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.14 acres)
Lot Dimensions120 ft deep x 50 ft wide

Exterior Amenities

PorchSlab
Porch Area560 sqft
Deck Area15 sqft
Shed1 Shed
Shed Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number65646
Street Address1306 SHEPARD ST
CityMOREHEAD CITY
StateNC
Zip28557-4159
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL4 B63 MOREHEAD CITY
Legal SubdivisionMOREHEAD CITY
Legal Block40
Legal Lot Number4
JurisdictionCARTERET NC
Township / Civil DivisionMOREHEAD
Census Block Group2
Census Block2063
Census Tract970403

Owner

Source: Carteret County records · APN 6386.18.40.7977000

Assessment roll updated November 24, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1306 SHEPARD ST, MOREHEAD CITY, NC 28557-4159
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 30, 2020 · Amount on Record
Deed SaleSep 30, 2020 · Amount on Record
Prior SaleJun 27, 2013 · Amount on Record
Deed Document Number20201689330
Deed Book / Page1689 / 330
Prior Transfer DateJul 31, 2006
Prior Transfer Doc0011820483
Record UpdatedJun 08, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTERET NC
Property Address1306 SHEPARD ST, MOREHEAD CITY, NC 28557-4159
Document Number0016980020
Instrument DateSep 21, 2020
Transaction TypeMortgage
Record UpdatedOct 12, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1306 SHEPARD ST MOREHEAD CITY NC 285574159, MOREHEAD CITY, NC 28557-4159

Mortgage

Document Number0016980020
DateSep 25, 2020
Book Page001698/000020
Lender
NameAMERICAN SEC MTG
TypeMortgage Company
AddressCHARLOTTE, NC 28211
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 24, 2035

Tax Assessment & Valuation

Source: Carteret County records · Assessment roll updated November 24, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
MunicipalityMorehead City Town
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,574.00 (+251.85%)$788,745 (+102.47%) Land $271,688 Building $517,057$788,745 (+102.47%) Land $271,688 Building $517,057
2023$389,561 Land $227,162 Building $162,399$389,561 Land $227,162 Building $162,399
2022$1,300.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carteret County (37031C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370319704032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 140 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies198 units insured
58 under condo master policies
Nearby Flood Claims60 (1985–2022)
Claims Outside the SFHA19 of 60
Most Recent ClaimJan 2022, tidal / storm surge
Claims By Storm
  • Hurricane Florence, Sep 2018 · 25 claims
  • Hurricane Fran, Sep 1996 · 7 claims
  • Hurricane Bertha, Jul 1996 · 7 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 463 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
BrightspeedFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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