1306 S Riverside Ave, Saint Clair, MI 48079 Property Records

St. Clair County property record for 1306 S Riverside Ave, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,586 sqft · built 1920
Lot Size	0.226 acres (9,845 sqft)
Owner	Individual Name on File
Last Sale	$210,500 (Aug 2022)
Tax Bill	$3,243 (2024)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-07-582-0005-000`

Property Details

APN / Parcel Number

Primary APN	`74-07-582-0005-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,586 sqft Living Area
Basement Area	1,057 sqft

Exterior

Year Built	Built 1920
Lot Area	9,845 sqft (0.226 acres)
Lot Dimensions	120 ft deep x 82 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	74075820005000
Street Address	1306 S RIVERSIDE AVE
City	SAINT CLAIR
State	MI
Zip	48079-5133
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A MED DENSIT
Legal Description	N1/2 OF THE E 1/2 OF LOT 2 & S 32' OF E 1/2 OF LOT 1 BLK 1 OAKLAND, W S HOPKINS ADDT
Legal Subdivision	OAKLAND W S HOPKINS ADD
Legal Block	1
Legal Lot Number	1-2
Legal Unit	2,1
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	3
Census Block	3038
Census Tract	642000

Owner

Source: St. Clair County records · APN 74-07-582-0005-000

Assessment roll updated March 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1306 S RIVERSIDE AVE, SAINT CLAIR, MI 48079-5133
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 16, 2022 · Amount on Record
Deed Sale	Aug 16, 2022 · Amount on Record
Deed Document Number	2022019319
Deed Book / Page	5552 / 632
Record Updated	Jun 08, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Aug 16, 2022
Property Address	1306 S RIVERSIDE AVE, SAINT CLAIR, MI 48079-5133
Document Number	0005552632
Book / Page	5552 / 632
Map Reference	LB 4 PG 40
Instrument Date	Jul 14, 2022
Instrument	2022019319
Transaction Type	Transfer
Record Updated	Sep 02, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NATIONAL TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,578.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1306 S RIVERSIDE AVE, 1306, SAINT CLAIR, MI 48079-5133

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3218 POPLAR ST, PORT HURON, MI 48060-2052

Mortgage

Document Number	2022019320
Date	Aug 16, 2022
Instrument	2022019320

Lender

Name	MICHIGAN SCHOOLS & GOVERNMENT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Sep 01, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6%
Index	1-Year CMT
Max Rate	9%

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated March 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	St. Clair City
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$100,300 (+30.09%)
2024	$3,243.00 (+90.32%)		$200,600 (+30.09%)
2023		$77,100
2022	$1,704.00		$154,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 20, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (1986–2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2020 · river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, Duke Broadband.

Based on FCC filings for 115 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF ST. CLAIR serves 5,464 people
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.