1306 S 4th St, Effingham, IL 62401 Property Records

Effingham County property record for 1306 S 4th St, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	1,020 sqft · built 1941
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$79,000 (Dec 2013)
Tax Bill	$1,627 (2022)
Deeds & Mortgages	Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-16-059-004`

Property Details

APN / Parcel Number

Primary APN	`03-16-059-004`

Interior

Stories	1 Story
Building Area	1,020 sqft Base Area
Basement Area	1,020 sqft

Exterior

Year Built	Built 1941
Construction Type	Frame
Lot Area	6,970 sqft (0.16 acres)
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	1306 S 4TH ST
City	EFFINGHAM
State	IL
Zip	62401-4005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17 BLK 2 VILLAGE OF PARKS GLENN AND PT VACATED ALLEY 3002/42 1406/97 1090/89
Legal Subdivision	VILLAGE OF PARKS GLENN
Legal Block	2
Legal Lot Number	17
Jurisdiction	EFFINGHAM IL
Township / Civil Division	DOUGLAS
Census Block Group	3
Census Block	3012
Census Tract	950600

Owner

Source: Effingham County records · APN 03-16-059-004

Assessment roll updated January 1, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1306 S 4TH ST, EFFINGHAM, IL 62401-4005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 10, 2013 · Amount on Record
Deed Sale	Dec 10, 2013 · Amount on Record
Deed Document Number	201301305943
Deed Book / Page	3002 / 042
Record Updated	Jun 07, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	1306 S 4TH ST, EFFINGHAM, IL 62401-4005
Transaction Type	Mortgage
Record Updated	Aug 05, 2022
Title Company	TITLE PROFESSIONALS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003439/210
Date	Jan 02, 2019
Book Page	3439/210
Instrument	201901900005

Lender

Name	UNITED FIDELITY BANK FSB
Type	Bank
Address	EVANSVILLE, IN 47708

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Feb 01, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.25%
Index	1-Year LIBOR
Max Rate	9.25%

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated January 1, 2022 · Last verified August 2023

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Municipality	Effingham City
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2019 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Wabash Telephone Cooperative Fiber	1,000 / 1,000
Mediacom Communications Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Consolidated Communications DSL	250 / 40
LTD Broadband Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

Based on FCC filings for 444 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	EFFINGHAM serves 12,252 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.