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1306 River St, Gadsden, AL 35903 Property Records

Etowah County property record for 1306 River St, Gadsden, AL 35903

Property Summary

Property TypeSingle Family Home
Details2 ba · 3,532 sqft · built 1950
Lot Size0.25 acres (10,960 sqft)
Owner2 Individual Names on File
Last Sale$42,500 (Mar 2019)
Tax Bill$426 (2026)
Deeds & MortgagesMar 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN15-01-11-3-000-443.000

Property Details

APN / Parcel Number

Primary APN15-01-11-3-000-443.000
Alternative APNs
  • 235972
  • 31278

Interior

Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area3,532 sqft Living Area
1st Floor Area3,052 sqft
2nd Floor Area480 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Exterior MaterialOther
Construction TypeWood
Foundation TypeBrick
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area10,960 sqft (0.25 acres)
Lot Dimensions137 ft deep x 80 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number235972
Street Address1306 RIVER ST
CityGADSDEN
StateAL
Zip35903-3032
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionH/S BASE YEAR BEG NE COR LT 1 PATHFINDER COURT PLAT C-161 TH SE 80 TH SW 135S TO NE ROW OF RIVER ST TH NW 90 ALONG ROW TH NE 140 TO POB BEING LTS 1-3 & PT LTS 4-10 PATHFINDER COURT PLAT C-161 GADSDEN 11-12-6 1338-491,1555-73,D-2002-4846,D-2009-332199
Legal Range6E
Legal Township12S
Legal Section11
Legal SubdivisionPATHFINDER COURT
Legal Lot Number1-3
JurisdictionETOWAH AL
Township / Civil DivisionGADSDEN
Census Block Group1
Census Block1007
Census Tract1600

Owner

1306 River St is owned and occupied by two individuals who bought it in March 2019.

Source: Etowah County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address1306 RIVER ST, GADSDEN, AL 35903-3032
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 11, 2019 · Amount on File
Deed SaleMar 11, 2019 · Amount on File
Deed Document Number20193480828
Record UpdatedOct 29, 2026

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionETOWAH AL
Recording DateMar 11, 2019
Property Address1306 RIVER ST, GADSDEN, AL 35903-3032
Document Number3480828
Instrument DateFeb 23, 2019
Instrument3480828
Transaction TypeTransfer
Record UpdatedSep 13, 2021

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1306 RIVER ST, GADSDEN, AL 35903-3032

Mortgage

Document Number3480829
DateMar 11, 2019
Instrument3480829
Lender
NameEVABANK
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Mortgage

Document Number0003480828
DateMar 11, 2019
Instrument3480828
Lender
NameEVABANK
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 1306 River St was $426 with a homeowner's exemption, down 4.1% from the year before.

Source: Etowah County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyEtowah County
MunicipalityGadsden City
Unified School DistrictGadsden City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$426.00 (-4.05%) Homeowner's exemption
2025$444.00 Homeowner's exemption$9,080 Land $500 Building $8,580$90,800 Land $5,000 Building $85,800
2023Homeowner's exemption Additional exemption filed$9,080 Land $500 Building $8,580$90,800 Land $5,000 Building $85,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1306 River St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1306 River St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GADSDEN, THE WWSB OF THE
serves 44,637 people · EPA ID AL0000577
Water SourceSurface water
Last State InspectionJan 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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