1306 Ridge Rd, Rockwall, TX 75087 Property Records

Rockwall County property record for 1306 Ridge Rd, Rockwall, TX 75087

Property Summary

Property Type	Single Family Home
Details	2,350 sqft · built 2018
Lot Size	0.514 acres (22,390 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,035 (2025)
Deeds & Mortgages	Jul 2024 Mortgage Dec 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000100000006000R`

Property Details

APN / Parcel Number

Primary APN	`000100000006000R`
Alternative APNs	`R10003` `10003`

Interior

Stories	1 Story
Building Area	2,350 sqft Living Area
Gross Area	4,508 sqft
1st Floor Area	2,350 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Roof Material	Wood Shingle
Lot Area	22,390 sqft (0.514 acres)
View / Lot	Water View
Garage Type	Attached
Garage Area	1,456 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Porch
Porch Area	15 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1306 RIDGE RD
City	ROCKWALL
State	TX
Zip	75087-4240
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF2
Legal Description	ABS A0001, D ATKINS, TRACT 6, 0.514 ACRES (PT OF .872 AC)
Legal Subdivision	D ATKINS
Legal Tract	6
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHWEST ROCKWALL
Census Block Group	1
Census Block	1031
Census Tract	40303

Owner

Source: Rockwall County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 SUMMIT RIDGE DR, ROCKWALL, TX 75087-4231
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2024	Deed of Trust, Mortgage · Commercial Mortgage FROST BANK
Dec 13, 2023	Warranty Deed, Transfer
Dec 31, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2024
Deed Sale	Jan 11, 2024
Prior Sale	Dec 13, 2023
Deed Document Number	2024506
Prior Transfer Date	Nov 30, 2023
Prior Transfer Doc	0000000506
Record Updated	Sep 20, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	1306 RIDGE RD, TX
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1306 RIDGE RD, ROCKWALL, TX 75087-4240

Mortgage

Document Number	0000011538
Date	Jul 1, 2024
Instrument	20240000011538

Lender

Name	FROST BANK
Type	Bank
Address	SAN ANTONIO, TX 78296

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCKWALL TX
Recording Date	Dec 13, 2023
Property Address	1306 RIDGE RD, TX
Document Number	0000020974
Instrument Date	Nov 30, 2023
Instrument	20230000020974
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	311 HIGHLAND DR, ROCKWALL, TX 75087-2840

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 SUMMIT RIDGE DR, ROCKWALL, TX 75087-4231
Investor	Possibly a Property Investor

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROCKWALL TX
Recording Date	Dec 31, 2020
Property Address	1306 RIDGE RD, ROCKWALL, TX 75087-4240
Document Number	0000032195
Instrument Date	Dec 21, 2020
Instrument	32195
Transaction Type	Transfer
Record Updated	Jan 20, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	311 HIGHLAND DR ROCKWALL TX 750872840, ROCKWALL, TX 75087-2840

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Rockwall City
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$608,889 (+58.93%) Land $212,619 Building $396,270	$608,889 (+58.93%) Land $212,619 Building $396,270
2025	$6,035.00 (+5.03%)	$383,128 (+14.23%) Land $222,283 Building $160,845	$383,128 (+14.23%) Land $222,283 Building $160,845
2024	$5,746.00 (+77.73%)
2023		$335,393 Land $218,501 Building $116,892	$335,393 Land $218,501 Building $116,892
2021	$3,233.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (2018–2026)
Claims Outside the SFHA	6 of 6
Most Recent Claim	May 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCKWALL serves 55,250 people · EPA ID TX1990001
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: Nextlink, Novos Fiber, T-Mobile.

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