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1306 Ramona St, Ramona, CA 92065 Property Records

San Diego County property record for 1306 Ramona St, Ramona, CA 92065 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 4,099 sqft · built 1990
Lot Size1.63 acres (71,438 sqft)
Owner2 Individual Names on File
Last Sale$685,000 (Dec 2017)
Tax Bill$9,425 (2025)
Deeds & MortgagesJun 2020 Mortgage
Dec 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN282-332-42-00

Property Details

APN / Parcel Number

Primary APN282-332-42-00
Alternative APN
  • 2823321900

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area4,099 sqft Living Area

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Lot Area71,438 sqft
Garage TypeCarport
CarportCarport
Parking Spaces4 Parking Spaces

Location & Zoning

Old Parcel Number2823321900
Street Address1306 RAMONA ST
CityRAMONA
StateCA
Zip92065-3228
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBLK 433 DOC89-160236 IN TR 000644
Legal SubdivisionRAMONA
Legal Tract000644
Legal Block433
Legal Lot Number433
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group2
Census Block2005
Census Tract20806

Owner

Source: San Diego County records · APN 282-332-42-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1306 RAMONA ST, RAMONA, CA 92065-3228
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Dec 18, 2017Grant Deed, Transfer · VA Mortgage
POINT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 18, 2017 · Amount on Record
Deed SaleDec 18, 2017 · Amount on Record
Prior SaleApr 16, 2013 · Amount on Record
Deed Document Number2017591381
Prior Transfer DateApr 19, 2001
Prior Transfer Doc0000269677
Record UpdatedSep 20, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1306 RAMONA ST, RAMONA, CA 92065-3228
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTITLE 365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000319108
DateJun 19, 2020
Instrument2020-0319108
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term333 Months
DueMar 01, 2048

December 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateDec 18, 2017
Property Address1306 RAMONA ST, RAMONA, CA 92065-3228
Document Number0000591381
Map ReferenceMAP644
Instrument DateNov 22, 2017
Instrument2017-0591381
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address1306 RAMONA ST, RAMONA, CA 92065-3228

Mortgage

Document Number0000591382
DateDec 18, 2017
Instrument2017-0591382
Lender
NamePOINT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2048

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$893,647 (+2%) Land $319,160 Building $574,487
2025$9,425.00 (+6.49%) Homeowner's exemption$876,125 (+4.04%) Land $312,902 Building $563,223
2023$8,851.00 (-0.63%) Homeowner's exemption$842,105 Land $300,752 Building $541,353
2022$8,907.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730208062, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims6 (1980–2016)
Claims Outside the SFHA3 of 6
Most Recent ClaimJan 2016, rainfall accumulation

Wildfire

Wildfire RiskHigh
above 81% of the US · above 59% of California
Wildfire LikelihoodAbout 1 in 169 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 246 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
Cox CommunicationsCable2,000 / 100
San Diego BroadbandFixed Wireless (unlicensed)500 / 100
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

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