Black Hawk County property record for 1306 Ohio St, Waterloo, IA 50702
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 864 sqft · built 1959 |
| Lot Size | 0.117 acres (5,080 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $92,500 (Jun 2014) |
| Tax Bill | $2,618 (2025) |
| Deeds & Mortgages | Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-36-379-015 |
| Primary APN | 8913-36-379-015 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Basement Area | 864 sqft |
| Finished Basement | 650 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,080 sqft (0.117 acres) |
| Lot Dimensions | 40 ft deep x 127 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Deck Area | 20 sqft |
| Patio Area | 496 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1306 OHIO ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-3516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLEASANT VIEW ADDITION LOT 151 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 36 |
| Legal Subdivision | PLEASANT VIEW ADDITION |
| Legal Lot Number | 151 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 1000 |
1306 Ohio St is owned and occupied by two individuals who bought it in June 2014.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1306 OHIO ST, WATERLOO, IA 50702-3516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 2, 2014 · Amount on File |
| Deed Sale | Jun 2, 2014 · Amount on File |
| Prior Sale | Aug 20, 2009 · Amount on File |
| Deed Document Number | 201421238 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1306 OHIO ST, WATERLOO, IA 50702-3516 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201800010151 |
|---|---|
| Date | Dec 13, 2017 |
| Instrument | 2018-00010151 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Nov 20, 2047 |
The 2025 property tax bill for 1306 Ohio St was $2,618 with a homeowner's exemption, up 1.6% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,618.00 (+1.55%) Homeowner's exemption | $139,180 Land $15,000 Building $124,180 | $139,180 Land $15,000 Building $124,180 |
| 2024 | $2,578.00 | ||
| 2023 | $129,100 (+25.67%) Land $15,000 Building $114,100 | $129,100 Land $15,000 Building $114,100 | |
| 2022 | $2,062.00 Homeowner's exemption | $102,730 Land $15,000 Building $87,730 | |
| 2021 | $102,730 Land $15,000 Building $87,730 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1306 Ohio St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2013 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1306 Ohio St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Fiber Fiber | 10,000 / 10,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: GigFire, Nextlink.
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