1306 Oak Ct, Harlingen, TX 78550 Property Records

Cameron County property record for 1306 Oak Ct, Harlingen, TX 78550

Property Summary

Property Type	Single Family Home
Details	1,203 sqft · built 2005
Lot Size	0.103 acres (4,500 sqft)
Owner	Company Name on Record
Last Sale	$124,987 (Jul 2026)
Tax Bill	$1,225 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jan 2017 Mortgage
Flood Zone	Zone AH (high risk)
APN	`168750-0040-016000`

Property Details

APN / Parcel Number

Primary APN	`168750-0040-016000`
Alternative APN	`69396`

Interior

Stories	1 Story
Building Area	1,203 sqft Living Area
Gross Area	1,656 sqft
1st Floor Area	1,203 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	4,500 sqft (0.103 acres)
Lot Dimensions	90 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	345 sqft
Driveway	Concrete Driveway
Driveway Area	270 sqft
Parking Spaces	1 Parking Space
Porch	Screened Porch
Porch Area	174 sqft
Storage Building	80 sqft

Location & Zoning

Street Address	1306 OAK CT
City	HARLINGEN
State	TX
Zip	78550
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARLINGEN - COTTONWOOD CREEK #1 LOT 16 BLOCK 4
Legal Subdivision	COTTONWOOD CREEK SUBDIVISION NO 1 (CAB 1
Legal Block	4
Legal Lot Number	16
Jurisdiction	CAMERON TX
Township / Civil Division	HARLINGEN-SAN BENITO
Census Block Group	1
Census Block	1006
Census Tract	12104

Owner

Source: Cameron County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	20898 EBONY RD, HARLINGEN, TX 78550-1844
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Deed, Transfer · Conventional Mortgage ALLIANCE MORTGAGE
Jan 3, 2017	Vendor's Lien, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2026 · Amount on Record
Deed Sale	Jul 9, 2026 · Amount on Record
Prior Sale	Jan 3, 2017 · Amount on Record
Deed Document Number	202624814
Prior Transfer Date	Dec 29, 2016
Prior Transfer Doc	22280/245
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CAMERON TX
Recording Date	Jul 9, 2026
Property Address	1306 OAK CT, HARLINGEN, TX 78550
Document Number	0000024814
Instrument Date	Jul 9, 2026
Instrument	202624814
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	SIERRA METRO TITLE, SIERRA TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	20898 EBONY RD, HARLINGEN, TX 78550-1844

Mortgage

Document Number	0000024815,
Date	Jul 9, 2026
Instrument	202624815

Lender

Name	ALLIANCE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CAMERON TX
Recording Date	Jan 3, 2017
Property Address	1306 OAK CT, HARLINGEN, TX 78550
Document Number	22280/245
Book / Page	22280 / 245
Map Reference	CAB I PG 479-A
Instrument Date	Dec 29, 2016
Instrument	2017-00000131
Transaction Type	Transfer
Record Updated	Dec 6, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1306 OAK ST, HARLINGEN, TX 78550

Mortgage

Document Number	201700000132
Date	Jan 3, 2017
Instrument	2017-00000132

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Cameron County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cameron County
Municipality	Harlingen City
Unified School District	Harlingen Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$159,357 (+1.4%) Land $29,025 Building $130,332	$159,357 (-0.93%) Land $29,025 Building $130,332
2025	$1,225.00 (+0.82%) Homeowner's exemption Senior Citizen's exemption	$157,155 (+2.18%)	$160,847 (+4.58%) Land $29,025 Building $131,822
2024	$1,215.00 (-29.52%)
2023		$153,804 Land $19,000 Building $134,804	$153,804 Land $19,000 Building $134,804
2022	$1,724.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	44.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 247 policies
Nearby Flood Policies	247 in force
Nearby Flood Claims	18 (2018–2025)
Claims Outside the SFHA	4 of 18
Most Recent Claim	Apr 2025 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2025 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARLINGEN WATER WORKS SYSTEM serves 85,900 people · EPA ID TX0310002
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
VTX Communications Fixed Wireless · Fiber in parts of the area	400 / 50
Verizon Fixed Wireless	300 / 20
RGV Communications Fixed Wireless	100 / 100

May also be available: AT&T.

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