1306 N Walnut St, Champaign, IL 61820 Property Records

Champaign County property record for 1306 N Walnut St, Champaign, IL 61820

Property Summary

Property Type	Single Family Home
Details	1 ba · 898 sqft · built 1899
Lot Size	0.18 acres (7,843 sqft)
Owner	Company Name on File
Last Sale	$28,000 (Mar 2007)
Tax Bill	$1,235 (2024)
Deeds & Mortgages	Oct 2021 Line of Credit Jun 2018 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-20-01-481-004`

Property Details

APN / Parcel Number

Primary APN	`41-20-01-481-004`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	898 sqft Building Perimeter
1st Floor Area	898 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1899
Effective Year Built	Effective 1899
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	7,843 sqft (0.18 acres)
Garage Type	Detached
Porch	Porch

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	1306 N WALNUT ST
City	CHAMPAIGN
State	IL
Zip	61820-2729
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 BLOCK 2 GARWOODS 2ND ADD
Legal Range	08E
Legal Township	19N
Legal Section	01
Legal Subdivision	GARWOODS 2ND ADD
Legal Block	2
Legal Lot Number	7
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	3
Census Block	3018
Census Tract	700

Owner

1306 N Walnut St is owned by a company that bought it in March 2007 and is owner-occupied.

Source: Champaign County records, as of April 29, 2026

Owner of Record	Company Name on File
Mailing Address	2802 SPRINGHILL LN, CHAMPAIGN, IL 61822-9377
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2021	Deed of Trust, Mortgage · Line of Credit VILLA GROVE STATE BANK
Jun 22, 2018	Loan Modification, Mortgage VILLA GROVE ST BK
Mar 22, 2018	Grant Deed, Mortgage · Line of Credit VILLA GROVE ST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2007 · Amount on File
Deed Sale	Mar 2, 2007 · Amount on File
Prior Sale	Mar 2, 2007 · Amount on File
Deed Document Number	20074948
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1306 N WALNUT ST, CHAMPAIGN, IL 61820-2729
Transaction Type	Mortgage
Record Updated	Oct 26, 2021
Title Company	ACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024216
Date	Oct 12, 2021
Instrument	2021R24216

Lender

Name	VILLA GROVE STATE BANK
Type	Bank
Address	VILLA GROVE, IL 61956

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Sep 14, 2041

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHAMPAIGN IL
Recording Date	Jun 22, 2018
Property Address	1306 N WALNUT ST, CHAMPAIGN, IL 61820-2729
Instrument Date	Jun 15, 2018
Instrument	10411
Transaction Type	Mortgage
Record Updated	Jul 12, 2018
Title Company	ALLIED CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2802 SPRINGHILL LN CHAMPAIGN IL 618229377, CHAMPAIGN, IL 61822-9377

Mortgage

Document Number	0000010411
Date	Jun 22, 2018
Instrument	10411

Lender

Name	VILLA GROVE ST BK
Type	Mortgage Company
Address	10 N MAIN ST, VILLA GROVE, IL 61956-1517

Agreement

Amount	Amount on Record
Term	240 Months
Due	Jun 21, 2038

March 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Mar 22, 2018
Property Address	1306 N WALNUT ST, CHAMPAIGN, IL 61820-2729
Instrument Date	Mar 15, 2018
Instrument	4280
Transaction Type	Mortgage
Record Updated	Apr 4, 2018
Title Company	ALLIED CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2802 SPRINGHILL LN CHAMPAIGN IL 618229377, CHAMPAIGN, IL 61822-9377

Mortgage

Document Number	0000004280
Date	Mar 22, 2018
Instrument	4280

Lender

Name	VILLA GROVE ST BK
Type	Mortgage Company
Address	10 N MAIN ST, VILLA GROVE, IL 61956-1517

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 21, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$15,660 Land $2,880 Building $12,780	$46,980 Land $8,640 Building $38,340
2024	$1,235.00
2022	$1,078.00	$11,730 Land $2,160 Building $9,570	$35,190 Land $6,480 Building $28,710

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1306 N Walnut St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	8 (1979–1993)
Most Recent Claim	Aug 1993 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1306 N Walnut St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Fidium Fiber, Mediacom Xtream, Nextlink, Pavlov Media.

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