1306 N 1st St, Dekalb, IL 60115 Property Records

DeKalb County property record for 1306 N 1st St, Dekalb, IL 60115

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba
Lot Size	0.151 acres (6,585 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (May 2026)
Tax Bill	$4,170 (2024)
Deeds & Mortgages	May 2026 Sale & Mortgage Apr 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-14-306-001`

Property Details

APN / Parcel Number

Primary APN	`08-14-306-001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story

Exterior

Exterior Material	Aluminum/Vinyl
Lot Area	6,585 sqft (0.151 acres)
Lot Dimensions	115 ft deep x 60 ft wide
Garage Type	Detached

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0814306001
Street Address	1306 N 1ST ST
City	DEKALB
State	IL
Zip	60115-1951
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TILTON PARK SUB - LOT 16 BLOCK 1
Legal Subdivision	TILTON PARK SUB
Legal Block	1
Legal Lot Number	16
Jurisdiction	DE KALB IL
Township / Civil Division	DEKALB
Census Block Group	3
Census Block	3027
Census Tract	900

Owner

Source: DeKalb County records, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1306 N 1ST ST, DEKALB, IL 60115-1951
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 11, 2024	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Dec 21, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Feb 15, 2018	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2026 · Amount on Record
Deed Sale	May 27, 2026 · Amount on Record
Prior Sale	Feb 15, 2018 · Amount on Record
Deed Document Number	20264436
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	May 27, 2026
Property Address	1306 N 1ST ST, DEKALB, IL 60115-1951
Document Number	0000004436
Instrument Date	May 6, 2026
Instrument	20264436
Transaction Type	Transfer
Record Updated	Jun 15, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$35,602.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1306 N 1ST ST, DEKALB, IL 60115-1951

Mortgage

Document Number	0000004437,
Date	May 27, 2026
Instrument	20264437

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.12%
Initial Type	Fixed Rate
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	1306 N 1ST ST, DEKALB, IL 60115-1951
Transaction Type	Mortgage
Record Updated	May 6, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1306 N 1ST ST, DEKALB, IL 60115-1951
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002361
Date	Apr 11, 2024
Instrument	2024002361

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	635 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	287 Months
Due	Mar 1, 2048

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	1306 N 1ST ST, DEKALB, IL 60115-1951
Transaction Type	Mortgage
Record Updated	Jan 5, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1306 N 1ST ST, DEKALB, IL 60115-1951
Investor	Possibly a Property Investor

Mortgage

Document Number	0000009044
Date	Dec 21, 2023
Instrument	2023009044

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	291 Months
Due	Mar 1, 2048

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Feb 15, 2018
Property Address	1306 N 1ST ST, DEKALB, IL 60115-1951
Document Number	0000001432
Instrument Date	Feb 12, 2018
Instrument	1432
Transaction Type	Transfer
Record Updated	May 3, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$125.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	600 ABE ST JOLIET IL 604321924, JOLIET, IL 60432-1924

Mortgage

Document Number	1433
Date	Feb 15, 2018
Instrument	1433

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 14, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	DeKalb Township
Municipality	DeKalb City
Unified School District	DeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$63,892 (+25.6%) Land $11,479 Building $52,413	$191,676 (+25.6%) Land $34,437 Building $157,239
2024	$4,170.00
2023		$50,870 Land $9,139 Building $41,731	$152,610 Land $27,417 Building $125,193

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	12 (1982–2007)
Most Recent Claim	Aug 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Aug 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEKALB serves 40,290 people · EPA ID IL0370100
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	13 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: DNA Communications.

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