Lorain County property record for 1306 Middle Ave, Elyria, OH 44035 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1900 |
| Square Footage | 1,152 sqft Living Area |
| Lot Size | 3,920 sqft (0.09 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $149,000 (2023) |
| Tax Bill | $2,149.00 (2025) |
Source: Lorain County records · APN 06-26-006-102-002
Assessment roll updated May 16, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1306 MIDDLE AVE, ELYRIA, OH 44035-7011 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 07, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage SERVICELINK |
| Mar 25, 2024 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Apr 27, 2023 | Survivorship Deed, Transfer · Federal Housing Administration (FHA) Mortgage RELIANCE FIRST CAPITAL LLC |
| Mar 03, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage ROCKET MORTGAGE LLC |
| Mar 31, 2021 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage QUICKEN LOANS LLC |
| May 06, 2020 | Warranty Deed, Transfer MILLER HOME TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 27, 2023 · Amount on Record |
| Deed Sale | Apr 27, 2023 · Amount on Record |
| Prior Sale | Mar 31, 2021 · Amount on Record |
| Deed Doc Number | 2023913846 |
| Prior Transfer Date | Nov 16, 2011 |
| Prior Transfer Doc | 0000394627 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jul 07, 2026 |
| Property Address | 1306 MIDDLE AVE, ELYRIA, OH 44035-7011 |
| Document Number | 0000102573 |
| Instrument Date | May 26, 2026 |
| Instrument | 2026102573 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1306 MIDDLE AVE, ELYRIA, OH 44035-7011 |
| Document Number | 0000102573, |
|---|---|
| Date | Jul 07, 2026 |
| Instrument | 2026102573 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 322 Months |
| Due | May 01, 2053 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 1306 MIDDLE AVE, ELYRIA, OH 44035-7011 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1306 MIDDLE AVE, ELYRIA, OH 44035-7011 |
| Document Number | 0000007766 |
|---|---|
| Date | Mar 25, 2024 |
| Instrument | 2024-0007766 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 350 Months |
| Due | May 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Apr 27, 2023 |
| Property Address | 1306 MIDDLE AVE, ELYRIA, OH 44035-7011 |
| Document Number | 0000913846 |
| Map Reference | VOL 6 PG 7 |
| Instrument Date | Apr 25, 2023 |
| Instrument | 2023-0913846 |
| Transaction Type | Transfer |
| Record Updated | May 08, 2023 |
| Title Company | NEWMAN |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 1306 MIDDLE AVE, ELYRIA, OH 44035-7011 |
| Document Number | 0000913847 |
|---|---|
| Date | Apr 27, 2023 |
| Instrument | 2023-0913847 |
| Name | RELIANCE FIRST CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2053 |
| Document Number | 0000913848 |
|---|---|
| Date | Apr 27, 2023 |
| Instrument | 2023-0913848 |
| Name | OHIO HOUSING FINANCE AGENCY |
|---|---|
| Type | Government Agency |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 1306 MIDDLE AVE, ELYRIA, OH 44035-7011 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 1306 MIDDLE AVE, ELYRIA, OH 44035-7011 |
| Document Number | 0000865211 |
|---|---|
| Date | Mar 03, 2022 |
| Instrument | 2022-0865211 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Apr 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Mar 31, 2021 |
| Property Address | 1306 MIDDLE AVE, ELYRIA, OH 44035-7011 |
| Document Number | 0000810172 |
| Map Reference | VOL 6 PG 7 |
| Instrument Date | Mar 25, 2021 |
| Instrument | 2021-0810172 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1306 MIDDLE AVE, ELYRIA, OH 44035-7011 |
| Document Number | 0000810173 |
|---|---|
| Date | Mar 31, 2021 |
| Instrument | 2021-0810173 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | May 06, 2020 |
| Property Address | 1306 MIDDLE AVE, ELYRIA, OH 44035-7011 |
| Document Number | 0000759234 |
| Instrument Date | May 04, 2020 |
| Instrument | 759234 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2020 |
| Title Company | MILLER HOME TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $86.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 992 REEVE RD ELYRIA OH 440352965, ELYRIA, OH 44035-2965 |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,149.00 | $44,950 (+0.01%) Land $5,160 Building $39,790 | $128,420 (-) Land $14,740 Building $113,680 |
| 2024 | $2,149.00 (+18.86%) | $44,947 (+39.19%) Land $5,159 Building $39,788 | $128,420 (+39.19%) Land $14,740 Building $113,680 |
| 2023 | $1,808.00 (+3.14%) | $32,292 (+0.01%) Land $2,993 Building $29,299 | $92,260 (-) Land $8,550 Building $83,710 |
| 2022 | $1,753.00 | $32,290 Land $2,990 Building $29,300 | |
| 2021 | $92,260 Land $8,550 Building $83,710 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 06-26-006-102-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,152 sqft Living Area |
| 1st Floor | 576 sqft 1st Floor |
| Basement Area | 576 sqft Basement |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 3,920 sqft (0.09 acres) |
| Depth X Width | 112 ft x 38 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 216 sqft Garage |
| Porch Area | 300 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 1306 MIDDLE AVE |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-7011 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | FAXON 38 X 112 |
| Legal Subdivision | HEMAN ELYS ORIGINAL TOWN |
| Legal Tract | 26 |
| Legal Block | 102 |
| Legal Lot Number | 31 & |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 1 |
| Census Block | 1008 |
| Census Tract | 71400 |
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