1306 Melissa Ct, Kearney, MO 64060 Property Records

Clay County property record for 1306 Melissa Ct, Kearney, MO 64060

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · built 2021
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$362,502 (May 2021)
Tax Bill	$4,830 (2025)
Deeds & Mortgages	May 2025 Line of Credit May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-918-00-23-014.00`

Property Details

APN / Parcel Number

Primary APN	`07-918-00-23-014.00`
Alternative APNs	`7918002301400` `320018`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Wood Siding
Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Street Address	1306 MELISSA CT
City	KEARNEY
State	MO
Zip	64060-8732
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROOKE HAVEN 7TH PLAT LT 305
Legal Range	31W
Legal Township	53N
Legal Section	35
Legal Subdivision	BROOKE HAVEN 7TH
Legal Lot Number	305
Jurisdiction	CLAY MO
Township / Civil Division	KEARNEY
Census Block Group	1
Census Block	1004
Census Tract	21812

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1306 MELISSA CT, KEARNEY, MO 64060-8732
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
May 19, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
May 28, 2021	Warranty Deed, Subdivision Related Transfer · VA Mortgage MID-AMERICAN MORTGAGE INC
Aug 28, 2020	Warranty Deed, Transfer · Construction Mortgage NORTH AMERICAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2021 · Amount on Record
Deed Sale	May 28, 2021 · Amount on Record
Prior Sale	Aug 28, 2020 · Amount on Record
Deed Document Number	202123234
Deed Book / Page	9069 / 53
Prior Transfer Date	Aug 26, 2020
Prior Transfer Doc	0000031307
Record Updated	Sep 20, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	1306 MELISSA CT, KEARNEY, MO 64060-8732
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1306 MELISSA CT, KEARNEY, MO 64060-8732
Investor	Possibly a Property Investor

Mortgage

Document Number	0000011655
Date	May 19, 2025
Book Page	9937/50
Instrument	2025011655

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 20, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	May 28, 2021
Property Address	1306 MELISSA CT, KEARNEY, MO 64060-8732
Document Number	0000023234
Book / Page	9069 / 53
Instrument Date	May 27, 2021
Instrument	2021023234
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 30, 2025
Title Company	THOMSON AFFINITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1306 MELISSA CT, KEARNEY, MO 64060-8732
Investor	Possibly a Property Investor

Mortgage

Document Number	0000023235
Date	May 28, 2021
Instrument	2021023235

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Aug 28, 2020
Property Address	1306 MELISSA CT, KEARNEY, MO 64060-8732
Document Number	0000031307
Book / Page	8783 / 156
Instrument Date	Aug 26, 2020
Instrument	2020031307
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	THOMSON AFFINITY TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 876, LIBERTY, MO 64069-0876
Investor	Possibly a Property Investor

Mortgage

Document Number	0000031308
Date	Aug 28, 2020
Book Page	8783/157
Instrument	2020031308

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Address	KANSAS CITY, MO 64131

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Kearney City
Unified School District	Kearney R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,830.00 (+5.11%)	$73,830 (+10.11%)	$388,579 (+10.11%)
2024	$4,595.00 (+0.35%)
2023	$4,579.00 (+1,468.15%)	$67,050	$352,894
2019	$292.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2018

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 69% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEARNEY PWS serves 11,500 people · EPA ID MO1010416
Water Source	Purchased surface water from KANSAS CITY PWS
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Intercept Fiber Fiber · Fixed Wireless in parts of the area	1,000 / 1,000

May also be available: Brightspeed, Verizon, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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