1306 McCormick Dr, Nappanee, IN 46550 Property Records

Elkhart County property record for 1306 McCormick Dr, Nappanee, IN 46550

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,227 sqft · built 2003
Lot Size	0.385 acres (16,814 sqft)
Owner	Individual Name on File
Last Sale	$455,000 (Sep 2025)
Tax Bill	$4,383 (2024)
Deeds & Mortgages	Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-14-30-402-005.000-029`

Property Details

APN / Parcel Number

Primary APN	`20-14-30-402-005.000-029`
Alternative APN	`1430402005029`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,227 sqft Living Area
1st Floor Area	1,624 sqft
2nd Floor Area	675 sqft
Basement Area	1,533 sqft
Family Room	Family Room
Game Room	Game Room
Flooring	Subfloor
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	16,814 sqft (0.385 acres)
Lot Dimensions	144 ft deep x 117 ft wide
Garage Type	Attached
Garage Area	686 sqft
Parking Spaces	2 Parking Spaces
Patio Area	276 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1430402005029
Old Parcel Number	1430402005029
Street Address	1306 MCCORMICK DR
City	NAPPANEE
State	IN
Zip	46550-2808
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	MCCORMICK CREEK PUD LOT 26 & 1/45 INT COMMON AREA
Legal Subdivision	MCCORMICK CREEK
Legal Block	402
Legal Lot Number	26
Jurisdiction	ELKHART IN
Township / Civil Division	UNION
Census Block Group	2
Census Block	2011
Census Tract	1200

Owner

Source: Elkhart County records · APN 20-14-30-402-005.000-029

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1306 MCCORMICK DR, NAPPANEE, IN 46550-2808
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 08, 2025 · Amount on Record
Deed Sale	Sep 08, 2025 · Amount on Record
Prior Sale	Jan 16, 2014 · Amount on Record
Deed Document Number	2025-15527
Record Updated	Jun 08, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	Sep 08, 2025
Property Address	1306 MCCORMICK DR, NAPPANEE, IN 46550-2808
Document Number	0000005527
Map Reference	MB 21 PG 49
Instrument Date	Sep 05, 2025
Instrument	2025-15527
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	HERITAGE PARKE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1306 MCCORMICK DR, NAPPANEE, IN 46550-2808

Mortgage

Date	Sep 08, 2025

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2055

Tax Assessment & Valuation

Source: Elkhart County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Union Township
Municipality	Nappanee City
Unified School District	Wa-Nee Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$463,900 (+8.97%) Land $46,200 Building $417,700	$463,900 (+8.97%) Land $46,200 Building $417,700
2024	$4,383.00 (+12.64%)	$425,700 (+6.37%) Land $46,200 Building $379,500	$425,700 (+6.37%) Land $46,200 Building $379,500
2023		$400,200 (+6.52%) Land $46,200 Building $354,000	$400,200 (+6.52%) Land $46,200 Building $354,000
2022	$3,891.00 Homeowner's exemption	$375,700 Land $46,200 Building $329,500	$375,700 Land $46,200 Building $329,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 22, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Feb 2018 · Severe Storms And Flooding

Wildfire

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
New Paris Telephone Company Fiber	1,000 / 1,000
Mediacom Communications Cable	1,000 / 50
Mercury Broadband Fixed Wireless	150 / 20

Based on FCC filings for 108 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NAPPANEE WATER UTILITY serves 6,800 people
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.