St. Charles County property record for 1306 Mason Grove Dr, Saint Charles, MO 63304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,600 sqft · built 2005 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $335,000 (Jun 2021) |
| Tax Bill | $5,485 (2025) |
| Deeds & Mortgages | Oct 2021 Line of Credit Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T061100003 |
| Primary APN | T061100003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,600 sqft Living Area |
| Gross Area | 4,851 sqft |
| 1st Floor Area | 2,160 sqft |
| Basement Area | 2,102 sqft |
| Finished Basement | 440 sqft |
| Unfinished Basement | 1,662 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Type | Attached |
| Garage Area | 589 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 24 sqft |
| Patio Area | 320 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T061100003 |
|---|---|
| Street Address | 1306 MASON GROVE DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-2671 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ADDYSTON PL #1 LOT 3 |
| Legal Subdivision | ADDYSTON PL #1 |
| Legal Lot Number | 3 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | HARVESTER |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 311149 |
1306 Mason Grove Dr is owned and occupied by two individuals who bought it in June 2021.
Source: St. Charles County records, as of September 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1306 MASON GROVE DR, SAINT CHARLES, MO 63304-2671 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 12, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST BANK |
| Jun 14, 2021 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 14, 2021 · Amount on File |
| Deed Sale | Jun 14, 2021 · Amount on File |
| Prior Sale | Aug 21, 2012 · Amount on File |
| Deed Document Number | 202150165 |
| Prior Transfer Date | Jun 11, 2021 |
| Prior Transfer Doc | 0000050163 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1306 MASON GROVE DR, SAINT CHARLES, MO 63304-2671 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1306 MASON GROVE DR, SAINT CHARLES, MO 63304-2671 |
| Document Number | 2021R084660 |
|---|---|
| Date | Oct 12, 2021 |
| Instrument | 2021R-084660 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | FLORISSANT, MO 63031 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 14, 2021 |
| Property Address | 1306 MASON GROVE DR, SAINT CHARLES, MO 63304-2671 |
| Document Number | 2021R050165 |
| Map Reference | MB 42 PG 108 |
| Instrument Date | May 24, 2021 |
| Instrument | 2021R-050165 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2021 |
| Title Company | FREEDOM TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1306 MASON GROVE DR, SAINT CHARLES, MO 63304-2671 |
| Document Number | 2021R050166 |
|---|---|
| Date | Jun 14, 2021 |
| Instrument | 2021R-050166 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
The 2025 property tax bill for 1306 Mason Grove Dr was $5,485, up 12.5% from the year before.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $92,632 (-) | $487,537 (-) Land $80,000 Building $407,537 | |
| 2025 | $5,485.00 (+12.49%) | $92,632 | $487,537 Land $80,000 Building $407,537 |
| 2024 | $4,876.00 | ||
| 2023 | $81,777 | ||
| 2022 | $430,405 Land $70,000 Building $360,405 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1306 Mason Grove Dr in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 11 (1979–2020) |
| Claims Outside the SFHA | 1 of 11 |
| Most Recent Claim | Aug 2020 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1306 Mason Grove Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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