1306 Main St, Sumner, WA 98390 Property Records

Pierce County property record for 1306 Main St, Sumner, WA 98390

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 2,964 sqft · built 1975
Lot Size	0.149 acres (6,496 sqft)
Owner	2 Individual Names on Record
Last Sale	$507,500 (Aug 2025)
Tax Bill	$6,444 (2026)
Deeds & Mortgages	Nov 2020 Mortgage Feb 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`736520-0-400`

Property Details

APN / Parcel Number

Primary APN	`736520-0-400`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Units	2 Units
Stories	1 Story
Building Area	2,964 sqft Living Area
Basement Area	1,120 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2017
Architectural Style	Multi-Level
Exterior Material	Frame Siding
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	6,496 sqft (0.149 acres)
Garage Type	Detached
Garage Area	192 sqft
Utility Building	1,314 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1306 MAIN ST
City	SUMNER
State	WA
Zip	98390-1419
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TCC
Legal Description	SECTION 24 TOWNSHIP 20 RANGE 04 QUARTER 42 RYANS 2ND ADD TR 58 LESS W 56 FT
Legal Range	04
Legal Township	20
Legal Section	24
Legal Subdivision	RYANS 2ND ADD
Legal Tract	58
Legal Lot Number	58
Jurisdiction	PIERCE WA
Township / Civil Division	PUYALLUP
Census Block Group	1
Census Block	1000
Census Tract	73302

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1306 MAIN ST, SUMNER, WA 98390-1419
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY LLC
Feb 13, 2018	Deed of Trust, Mortgage · ARM SOUND COMMUNITY BANK
Feb 9, 2018	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2025 · Amount on Record
Deed Sale	Aug 20, 2025 · Amount on Record
Prior Sale	Nov 28, 2016 · Amount on Record
Deed Document Number	2025143
Prior Transfer Date	Feb 6, 2018
Prior Transfer Doc	0000000495
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1306 MAIN ST, SUMNER, WA 98390-1419
Transaction Type	Mortgage
Record Updated	Sep 15, 2021
Title Company	RAINIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011161539
Date	Nov 16, 2020
Instrument	202011161539

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company
Address	CORTE MADERA, CA 94925

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1306 MAIN ST, SUMNER, WA 98390-1419
Transaction Type	Mortgage
Record Updated	Sep 15, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002130328
Date	Feb 13, 2018
Instrument	201802130328

Lender

Name	SOUND COMMUNITY BANK
Type	Bank
Address	SEATTLE, WA 98121

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Interest

Rate Type	Adjustable Rate
Type Change Date	Mar 1, 2023
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6.25%
Index	1-Year LIBOR
Max Rate	9.25%

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PIERCE WA
Recording Date	Feb 9, 2018
Property Address	1306 MAIN ST, SUMNER, WA 98390-1419
Document Number	1802090495
Instrument Date	Feb 6, 2018
Instrument	201802090495
Transaction Type	Transfer
Record Updated	Feb 15, 2018
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7914 WOODLAND AVE E PUYALLUP WA 983715542, PUYALLUP, WA 98371-5542

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Municipality	Sumner City
Unified School District	Sumner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,444.00 (+4.61%)	$533,400 (+69.66%) Land $221,800 Building $311,600	$533,400 (+69.66%) Land $221,800 Building $311,600
2025	$6,160.00 (+89.13%)
2024	$3,257.00 (+2.68%)	$314,400 (-) Land $267,500 Building $46,900	$314,400 (-) Land $267,500 Building $46,900
2023	$3,172.00	$314,400 Land $267,500 Building $46,900	$314,400 Land $267,500 Building $46,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2009–2021)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2021 · Severe Winter Storm, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUMNER serves 16,438 people · EPA ID WA5385120
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: CenturyLink, Verizon.

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