1306 Lydia Dr, Deltona, FL 32725 Property Records

Volusia County property record for 1306 Lydia Dr, Deltona, FL 32725

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,418 sqft · built 2001
Lot Size	0.252 acres (10,956 sqft)
Owner	Individual Name on File
Last Sale	$193,000 (Dec 2019)
Tax Bill	$2,965 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8130-07-63-0040`

Property Details

APN / Parcel Number

Primary APN	`8130-07-63-0040`
Alternative APNs	`30183107630040` `2644346.0` `2644346`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,418 sqft Living Area
Gross Area	1,818 sqft
1st Floor Area	1,228 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2019
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,956 sqft (0.252 acres)
Lot Dimensions	132 ft deep x 83 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	202 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	2644346
Street Address	1306 LYDIA DR
City	DELTONA
State	FL
Zip	32725-4621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01R
Legal Description	LOT 4 BLK 300 DELTONA LAKES UNIT 7 MB 25 PGS 149-162 INC PER OR 4951 PG 3824 PER OR 5615 PG 1979 PER OR 7219 PGS 0809-0810 PER OR 7795 PG 2030
Legal Range	31E
Legal Township	18S
Legal Section	30
Legal Subdivision	DELTONA LAKES
Legal Tract	07
Legal Block	300
Legal Lot Number	4
Legal Unit	7
Jurisdiction	VOLUSIA FL
Township / Civil Division	DELTONA
Census Block Group	3
Census Block	3001
Census Tract	91016

Owner

1306 Lydia Dr is owned and occupied by an individual who bought it in December 2019.

Source: Volusia County records, as of May 22, 2026

Owner of Record	Individual Name on File
Mailing Address	1306 LYDIA DR, DELTONA, FL 32725-4621
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2023	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Nov 4, 2020	Deed of Trust, Mortgage · VA Mortgage COMMERCE HOME MORTGAGE LLC
Dec 31, 2019	Warranty Deed, Transfer · VA Mortgage PLANET HM LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2019 · Amount on File
Deed Sale	Dec 31, 2019 · Amount on File
Prior Sale	Feb 18, 2016 · Amount on File
Deed Document Number	2019256395
Deed Book / Page	7795 / 2030
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	1306 LYDIA DR, DELTONA, FL 32725-4621
Transaction Type	Mortgage
Record Updated	Oct 5, 2023
Title Company	REALTY PRO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1306 LYDIA DR, DELTONA, FL 32725-4621

Mortgage

Document Number	0084614303
Date	Sep 19, 2023
Book Page	8461/4303
Instrument	2023192009

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	1306 LYDIA DR, DELTONA, FL 32725-4621
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1306 LYDIA DR, DELTONA, FL 32725-4621

Mortgage

Document Number	0079373496
Date	Nov 4, 2020
Book Page	7937/3496
Instrument	2020-213820

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Dec 31, 2019
Property Address	1306 LYDIA DR, DELTONA, FL 32725-4621
Document Number	0077952030
Book / Page	007795 / 002030
Instrument Date	Dec 30, 2019
Instrument	256395
Transaction Type	Transfer
Record Updated	Jan 24, 2020
Title Company	VOLUSIA TITLE SERVICES INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,351.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1306 LYDIA DR DELTONA FL 327254621, DELTONA, FL 32725-4621

Mortgage

Document Number	77952032
Date	Dec 31, 2019
Book Page	007795/002032
Instrument	256396

Lender

Name	PLANET HM LNDG
Address	MERIDEN, CT 06450

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 30, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1306 Lydia Dr was $2,965 with a homeowner's exemption, up 2.7% from the year before.

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Deltona City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$181,035 (+2.7%)	$244,934 (+2.25%) Land $53,928 Building $191,006
2025	$2,965.00 (+2.67%) Homeowner's exemption	$176,276	$239,535 Land $53,928 Building $185,607
2024	$2,888.00 (+3.88%)
2023	$2,780.00 (+1.42%) Homeowner's exemption	$166,320 (+3%)	$254,539 (+20.66%) Land $57,569 Building $196,970
2022	$2,741.00 Homeowner's exemption	$161,476	$210,951 Land $43,600 Building $167,351

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1306 Lydia Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1306 Lydia Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELTONA WATER serves 81,006 people · EPA ID FL3640287
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: CenturyLink, Wire 3.

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