1306 Laura Dr, Lorain, OH 44053 Property Records

Lorain County property record for 1306 Laura Dr, Lorain, OH 44053

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,998 sqft · built 1972
Lot Size	0.174 acres (7,597 sqft)
Owner	Individual Name on File
Last Sale	$178,000 (Feb 2023)
Tax Bill	$2,460 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-02-005-108-019`

Property Details

APN / Parcel Number

Primary APN	`02-02-005-108-019`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,998 sqft Living Area
1st Floor Area	1,298 sqft
Family Room	Family Room
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Architectural Style	Split Level
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	7,597 sqft
Lot Dimensions	154 ft deep x 49 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	30 sqft
Patio Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1306 LAURA DR
City	LORAIN
State	OH
Zip	44053-3413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEVEN PINES 49.11 X 154.70
Legal Tract	2
Legal Block	108
Legal Lot Number	143
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	1
Census Block	1027
Census Tract	24200

Owner

1306 Laura Dr is owned and occupied by an individual who bought it in February 2023.

Source: Lorain County records, as of March 20, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1306 LAURA DR, LORAIN, OH 44053-3413
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2023 · Amount on File
Deed Sale	Feb 27, 2023 · Amount on File
Deed Document Number	2023000962
Record Updated	Jun 8, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Feb 27, 2023
Property Address	1306 LAURA DR, LORAIN, OH 44053-3413
Document Number	0000907884
Map Reference	VOL 25 PG 43
Instrument Date	Feb 23, 2023
Instrument	2023-0907884
Transaction Type	Transfer
Record Updated	Mar 7, 2023
Title Company	MILLER HOME TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1306 LAURA DR, LORAIN, OH 44053-3413

Mortgage

Document Number	0000907993
Date	Feb 28, 2023
Instrument	2023-0907993

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 1306 Laura Dr was $2,460.

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,460.00	$64,340 (+%) Land $10,360 Building $53,980	$183,820 (-) Land $29,600 Building $154,220
2024	$2,460.00 (+11.16%)	$64,337 (+23.39%) Land $10,360 Building $53,977	$183,820 (+23.39%) Land $29,600 Building $154,220
2023	$2,213.00 (-4.82%)	$52,140 (-) Land $14,508 Building $37,632	$148,970 Land $41,450 Building $107,520
2022	$2,325.00	$52,140 Land $14,510 Building $37,630
2021			$148,970 Land $41,450 Building $107,520

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1306 Laura Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1981–2014)
Claims Outside the SFHA	1 of 5
Most Recent Claim	May 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1306 Laura Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20