1306 Lancaster Ave, Monroe, NC 28112 Property Records

Union County property record for 1306 Lancaster Ave, Monroe, NC 28112

Property Summary

Property Type	Rural Home
Details	3 bd · 1.5 ba · 2,034 sqft · built 1957
Lot Size	0.414 acres (18,034 sqft)
Owner	Individual Name on File
Last Sale	$146,000 (Dec 2017)
Tax Bill	$2,970 (2025)
Deeds & Mortgages	Jan 2023 Second Mortgage Jan 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-276-078`

Property Details

APN / Parcel Number

Primary APN	`09-276-078`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,034 sqft Living Area
1st Floor Area	2,034 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,034 sqft (0.414 acres)
Garage Type	Carport
Garage Area	800 sqft
Carport	Carport
Carport Area	800 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	452 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1306 LANCASTER AVE
City	MONROE
State	NC
Zip	28112-6100
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-10 MONRO
Legal Description	8 STEWART PARK SECT I PB3-60
Legal Subdivision	STEWART PARK
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3043
Census Tract	20501

Owner

Source: Union County assessment roll, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1306 LANCASTER AVE, MONROE, NC 28112-6100
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIFTH THIRD BANK NA
Jan 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MTG
Dec 15, 2017	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD MORTGAGE CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 15, 2017 · Amount on Record
Deed Sale	Dec 15, 2017 · Amount on Record
Deed Document Number	201736618
Deed Book / Page	7071 / 705
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1306 LANCASTER AVE, MONROE, NC 28112-6100
Transaction Type	Mortgage
Record Updated	Jan 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1306 LANCASTER AVE, MONROE, NC 28112-6100

Mortgage

Document Number	0008640869
Date	Jan 17, 2023
Book Page	8640/869
Instrument	1111

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 25, 2052

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1306 LANCASTER AVE, MONROE, NC 28112-6100
Document Number	7091658
Book / Page	007091 / 000658
Instrument Date	Jan 23, 2018
Transaction Type	Mortgage
Record Updated	Feb 15, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7091658
Date	Jan 24, 2018
Book Page	007091/000658
Instrument	1868

Lender

Name	FIFTH THIRD MTG
Type	Mortgage Company
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 23, 2048

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Dec 15, 2017
Property Address	1306 LANCASTER AVE, MONROE, NC 28112-6100
Document Number	0007071705
Book / Page	7071 / 705
Map Reference	MB 3 PG 60
Instrument Date	Dec 15, 2017
Instrument	0036618
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$292.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5042 GREENBRIAR TRL, 5042, MOUNT DORA, FL 32757-9102

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1306 LANCASTER AVE, MONROE, NC 28112-6100

Mortgage

Document Number	7071709
Date	Dec 15, 2017
Book Page	7071/709
Instrument	0036619

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,970.00 (+32.12%)	$339,800 (+64.79%) Land $51,300 Building $288,500	$339,800 (+64.79%) Land $51,300 Building $288,500
2023	$2,248.00	$206,200 Land $13,600 Building $192,600	$206,200 Land $13,600 Building $192,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Frontier.

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