1306 Lakeshore Dr, Cuba, MO 65453 Property Records

Crawford County property record for 1306 Lakeshore Dr, Cuba, MO 65453

Property Summary

Property Type	Single Family Home
Details	1,254 sqft · built 2016
Owner	Trust Name on File
Tax Bill	$1,609 (2025)
Deeds & Mortgages	Apr 2022 Refinance May 2016 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`05-5.0-15-2-03-025.000`

Property Details

APN / Parcel Number

Primary APN	`05-5.0-15-2-03-025.000`

Interior

Stories	1 Story
Building Area	1,254 sqft Living Area

Exterior

Year Built	Built 2016
Lot Dimensions	212 ft deep x 60 ft wide
Patio Area	384 sqft
Boat Access	Boat Access

Location & Zoning

Street Address	1306 LAKESHORE DR
City	CUBA
State	MO
Zip	65453-9681
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 636 IH SEC 15 T39N R5W
Legal Lot Number	636
Jurisdiction	CRAWFORD MO
Township / Civil Division	KNOBVIEW
Census Block Group	2
Census Block	2020
Census Tract	450301

Owner

1306 Lakeshore Dr is held in a trust since November 2016.

Source: Crawford County records, as of March 11, 2026

Owner of Record	Trust Name on File
Mailing Address	17536 GARDEN RIDGE CIR, WILDWOOD, MO 63038-2603
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance STIFEL BANK & TRUST
May 6, 2016	Deed of Trust, Mortgage · Conventional Mortgage STIFEL BANK & TRUST
Dec 31, 2015	Deed of Trust, Mortgage · Closed-End Mortgage PEOPLES BANK
Nov 7, 2016	Quit Claim Deed, Transfer Quitclaim
Oct 23, 2009	Warranty Deed, Transfer · Conventional Mortgage MID AMERICA MORTGAGE SERVICES OF IL
Aug 26, 2005	Warranty Deed, Transfer · ARM PEOPLES BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2009
Deed Sale	Oct 23, 2009
Prior Sale	Oct 23, 2009
Deed Document Number	000561/228
Deed Book / Page	561 / 228
Last Transfer Date	Nov 7, 2016
Transfer Doc	0201603926
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAWFORD MO
Property Address	1306 LAKESHORE DR, CUBA, MO 65453-9681
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202201283
Date	Apr 14, 2022
Instrument	202201283

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	May 1, 2037

May 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAWFORD MO
Property Address	1306 LAKESHORE DR, CUBA, MO 65453-9681
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201601541
Date	May 6, 2016
Instrument	201601541

Lender

Name	STIFEL BANK & TRUST
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2046

Interest

Rate Type	Adjustable Rate
Rate	3%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2021
Change Frequency	Annually
Max Rate At Change	5%
Index	1-Year LIBOR
Max Rate	9%

December 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAWFORD MO
Property Address	1306 LAKESHORE DR, CUBA, MO 65453-9681
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201504724
Date	Dec 31, 2015
Instrument	201504724

Lender

Name	PEOPLES BANK
Type	Bank
Address	CUBA, MO 65453

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	6 Months
Due	Jun 21, 2016

November 2016: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CRAWFORD MO
Recording Date	Nov 7, 2016
Property Address	1306 LAKESHORE DR, CUBA, MO 65453-9681
Document Number	0201603926
Instrument Date	Oct 5, 2016
Instrument	201603926
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	17536 GARDEN RIDGE CIR, WILDWOOD, MO 63038-2603

October 2009: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAWFORD MO
Recording Date	Oct 23, 2009
Property Address	1306 LAKESHORE DR, CUBA, MO 65453-9681
Document Number	000561/228
Book / Page	561 / 228
Instrument Date	Oct 17, 2009
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	17536 GARDEN RIDGE CIR, GLENCOE, MO 63038-2603

Mortgage

Document Number	0200904339
Date	Oct 23, 2009
Instrument	200904339

Lender

Name	MID AMERICA MORTGAGE SERVICES OF IL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2039

August 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAWFORD MO
Recording Date	Aug 26, 2005
Property Address	1306 LAKESHORE DR, CUBA, MO 65453-9681
Document Number	000516/040
Book / Page	516 / 040
Instrument Date	Aug 26, 2005
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	636 LAKESHORE DR, CUBA, MO 65453-9667
Investor	Possibly a Property Investor

Mortgage

Document Number	0200503914
Date	Aug 26, 2005
Instrument	200503914

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Aug 26, 2035

Interest

Rate Type	Adjustable Rate
Rate	5.8%
Type Change Date	Aug 26, 2008
Change Frequency	Annually
Min Rate At Change	5.8%
Max Rate	9.8%

Tax Assessment & Valuation

The 2025 property tax bill for 1306 Lakeshore Dr was $1,609.

Source: Crawford County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Crawford County
Unified School District	Crawford County R-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,609.00	$37,450	$352,200 Land $197,100 Building $155,100
2023		$37,450	$197,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1306 Lakeshore Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 20, 2010

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1306 Lakeshore Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN HILLS UTILITIES OPERATING COMPANY private · serves 1,600 people · EPA ID MO6036052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
BlueBit Networks Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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