McLean County property record for 1306 Koch St, Bloomington, IL 61701
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 2,058 sqft · built 1925 |
| Lot Size | 0.409 acres (17,832 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $150,000 (Aug 2016) |
| Tax Bill | $4,460 (2024) |
| Deeds & Mortgages | May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-09-185-005 |
| Primary APN | 21-09-185-005 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,058 sqft Living Area |
| 1st Floor Area | 840 sqft |
| Attic | Attic |
| Attic Area | 378 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Material | Asphalt |
| Lot Area | 17,832 sqft (0.409 acres) |
| Lot Dimensions | 196 ft deep x 91 ft wide |
| View / Lot | Lake Front |
| Garage Type | Detached |
| Garage Area | 629 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Deck Area | 171 sqft |
| Greenhouse | Greenhouse |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 1306 KOCH ST |
|---|---|
| City | BLOOMINGTON |
| State | IL |
| Zip | 61701-6630 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1C |
| Legal Description | RICHARD SNELLS ADD LOT 9 & 10 BLK 3 |
| Legal Range | 02E |
| Legal Township | 23N |
| Legal Section | 09 |
| Legal Subdivision | RICHARD SNELLS ADD |
| Legal Block | 3 |
| Legal Lot Number | 9,10 |
| Jurisdiction | MCLEAN IL |
| Township / Civil Division | BLOOMINGTON CITY |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 5900 |
1306 Koch St is owned and occupied by two individuals who bought it in August 2016.
Source: McLean County records, as of April 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1306 KOCH ST, BLOOMINGTON, IL 61701-6630 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 12, 2016 · Amount on File |
| Deed Sale | Aug 12, 2016 · Amount on File |
| Prior Sale | May 1, 2006 · Amount on File |
| Deed Document Number | 201614972 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 1306 KOCH ST, BLOOMINGTON, IL 61701-6630 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 202100012371 |
|---|---|
| Date | May 25, 2021 |
| Instrument | 2021-00012371 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 177 Months |
| Due | Feb 1, 2036 |
Source: McLean County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Bloomington City |
| County | McLean County |
| County Subdivision | Bloomington City Township |
| Unified School District | Bloomington School District 87 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $66,106 Land $19,567 Building $46,539 | $198,318 Land $58,701 Building $139,617 | |
| 2024 | $4,460.00 (+6.29%) | ||
| 2023 | $4,196.00 (+7.95%) | $56,210 (+8.64%) Land $16,638 Building $39,572 | $168,630 (+8.64%) Land $49,914 Building $118,716 |
| 2022 | $3,887.00 | $51,738 Land $15,314 Building $36,424 | $155,214 Land $45,942 Building $109,272 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1306 Koch St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Dec 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1306 Koch St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLOOMINGTON serves 79,000 people · EPA ID IL1130200 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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