Black Hawk County property record for 1306 Jersey Ln, Waterloo, IA 50701
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,244 sqft · built 1962 |
| Lot Size | 0.585 acres (25,500 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $4,020 (2025) |
| Deeds & Mortgages | Jun 2026 Transfer Jul 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8813-11-380-010 |
| Primary APN | 8813-11-380-010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,244 sqft Living Area |
| 1st Floor Area | 1,244 sqft |
| Basement Area | 1,244 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Split Foyer |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 25,500 sqft (0.585 acres) |
| Lot Dimensions | 150 ft deep x 170 ft wide |
| Garage Type | Attached |
| Garage Area | 660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 168 sqft |
| Deck Area | 216 sqft |
| Patio Area | 432 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1306 JERSEY LN |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-9275 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GUERNSEYS ORANGE VIEW PLAT LOT 8 |
| Legal Range | 13W |
| Legal Township | 88N |
| Legal Section | 11 |
| Legal Subdivision | GUERNSEYS ORANGE VIEW PLAT |
| Legal Lot Number | 8 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 3001 |
Source: Black Hawk County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 1306 JERSEY LN, WATERLOO, IA 50701-9275 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Jun 24, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Jul 7, 2021 | Deed of Trust, Mortgage · Line of Credit VERIDIAN CU |
| Sep 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 23, 2026 |
| Transfer Doc | 0000009376 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jun 24, 2026 |
| Property Address | 1306 JERSEY LN, WATERLOO, IA 50701-9275 |
| Document Number | 0000009376 |
| Instrument Date | Jun 23, 2026 |
| Instrument | 20269376 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1306 JERSEY LN, WATERLOO, IA 50701-9275 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1306 JERSEY LN, WATERLOO, IA 50701-9275 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1306 JERSEY LN, WATERLOO, IA 50701-9275 |
| Document Number | 202200000387 |
|---|---|
| Date | Jul 7, 2021 |
| Instrument | 202200000387 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50704 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1306 JERSEY LN, WATERLOO, IA 50701-9275 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1306 JERSEY LN, WATERLOO, IA 50701-9275 |
| Document Number | 202100005221 |
|---|---|
| Date | Sep 9, 2020 |
| Instrument | 202100005221 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,020.00 Homeowner's exemption | $225,550 (+15.36%) Land $50,720 Building $174,830 | $225,550 (+15.36%) Land $50,720 Building $174,830 |
| 2024 | $4,020.00 (+3.34%) | ||
| 2023 | $195,510 (+5.12%) Land $50,720 Building $144,790 | $195,510 (+5.12%) Land $50,720 Building $144,790 | |
| 2022 | $3,890.00 Homeowner's exemption | $185,980 Land $50,720 Building $135,260 | |
| 2021 | $185,980 Land $50,720 Building $135,260 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2013 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 76% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Fiber Fiber | 10,000 / 10,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
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