1306 Hester St, Charleston, SC 29403 Property Records

Charleston County property record for 1306 Hester St, Charleston, SC 29403

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,547 sqft · built 1940
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on File
Last Sale$440,000 (Jun 2019)
Tax Bill$8,505 (2025)
Deeds & MortgagesOct 2021 Mortgage
Jun 2019 Sale & Line of Credit
Flood ZoneZone AE (high risk)
APN464-13-00-032

Property Details

APN / Parcel Number

Primary APN464-13-00-032

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,547 sqft Living Area
1st Floor Area1,547 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleRanch
Exterior MaterialOther
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area6,534 sqft (0.15 acres)
Lot Dimensions110 ft deep x 60 ft wide
PorchSlab
Porch Area180 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1306 HESTER ST
CityCHARLESTON
StateSC
Zip29403-3012
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION NAME -ALTA VISTA DESCRIPTION -LT 18 & PT LT 17
Legal SubdivisionALTA VISTA
Legal Lot Number18
JurisdictionCHARLESTON SC
Township / Civil DivisionCHARLESTON CENTRAL
Census Block Group1
Census Block1020
Census Tract4400

Owner

1306 Hester St is owned by an individual who bought it in June 2019.

Source: Charleston County records, as of October 9, 2026

Owner of RecordIndividual Name on File
Mailing Address40 MEMORIAL HWY, 10A, NEW ROCHELLE, NY 10801-8322
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU
Jun 21, 2019Grant Deed, Transfer · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 21, 2019 · Amount on File
Deed SaleJun 21, 2019 · Amount on File
Prior SaleFeb 16, 2016 · Amount on File
Deed Book / Page803 / 386
Prior Transfer DateNov 21, 2002
Prior Transfer DocF439/0198
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Property Address1306 HESTER ST, CHARLESTON, SC 29403-3012
Transaction TypeMortgage
Record UpdatedJan 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0010470260
DateOct 28, 2021
Book Page1047/260
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

June 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHARLESTON SC
Recording DateJun 21, 2019
Property Address1306 HESTER ST, CHARLESTON, SC 29403-3012
Document Number0803/0386
Book / Page000803 / 000386
Instrument DateJun 18, 2019
Transaction TypeTransfer
Record UpdatedJul 29, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$440.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 MEMORIAL HWY #10A NEW ROCHELLE NY 108018322, 10A, NEW ROCHELLE, NY 10801-8322

Mortgage

Document Number803/0389
DateJun 21, 2019
Book Page000803/000389
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJun 20, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1306 Hester St was $8,505, up 11.4% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
MunicipalityCharleston City
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,505.00 (+11.37%)$506,000 (+1,816.67%) Land $373,750 Building $132,250$751,300 Land $463,300 Building $288,000
2024$7,637.00$26,400
2022$7,070.00$26,400$440,000 Land $325,000 Building $115,000
2020$440,000 Land $325,000 Building $115,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1306 Hester St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 70 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies70 in force
Nearby Flood Claims15 (1989–2016)
Claims Outside the SFHA3 of 15
Most Recent ClaimOct 2016 · Hurricane Matthew
Claims by Event
  • Hurricane Matthew, Oct 2016 · 2 claims
  • Severe Storms And Flooding, Oct 2015 · 3 claims
  • Hurricane Hugo, Sep 1989 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1306 Hester St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of South Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLESTON WATER SYSTEM
serves 278,771 people · EPA ID SC1010001
Water SourceSurface water
Last State InspectionFeb 2024
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 668 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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