Freeborn County property record for 1306 Garfield Ave, Albert Lea, MN 56007
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,040 sqft · built 1955 |
| Lot Size | 0.26 acres (11,340 sqft) |
| Owner | Individual Name on File |
| Last Sale | $126,500 (Mar 2018) |
| Tax Bill | $3,630 (2026) |
| Deeds & Mortgages | Sep 2020 Mortgage Mar 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 34.200.0520 |
| Primary APN | 34.200.0520 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Basement Area | 780 sqft |
| Finished Basement | 780 sqft |
| Unfinished Basement | 1,040 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 11,340 sqft (0.26 acres) |
| Lot Dimensions | 108 ft deep x 105 ft wide |
| Garage Type | Attached |
| Garage Area | 364 sqft |
| Porch | Porch |
| Porch Area | 225 sqft |
| Deck Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1306 GARFIELD AVE |
|---|---|
| City | ALBERT LEA |
| State | MN |
| Zip | 56007-3517 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIDGEWOOD PARK SUBDIVISION LOT-012 BLOCK-003 LOT 12 BLK 3 RIDGEWOOD PARK SUB |
| Legal Subdivision | RIDGEWOOD PARK SUBDIVISION |
| Legal Block | 3 |
| Legal Lot Number | 12 |
| Jurisdiction | FREEBORN MN |
| Township / Civil Division | ALBERT LEA |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 180500 |
1306 Garfield Ave is owned and occupied by an individual who bought it in March 2018.
Source: Freeborn County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1306 GARFIELD AVE, ALBERT LEA, MN 56007-3517 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP |
| Mar 20, 2018 | Deed of Trust, Mortgage · FHA Mortgage CRESCENT MORTGAGE CO |
| Sep 18, 2020 | Deed, Transfer |
| Mar 19, 2018 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 19, 2018 · Amount on File |
| Deed Sale | Mar 19, 2018 · Amount on File |
| Deed Document Number | 2018V785596 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREEBORN MN |
| Property Address | 1306 GARFIELD AVE, ALBERT LEA, MN 56007-3517 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2023 |
| Title Company | NOT AVAILABLE, MN SECURED TITLE |
| Name | Verified Name |
|---|
| Document Number | 000A544656 |
|---|---|
| Date | Sep 30, 2020 |
| Instrument | A544656 |
| Name | FAIRWAY INDEPENDENT MTG CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREEBORN MN |
| Property Address | 1306 GARFIELD AVE, ALBERT LEA, MN 56007-3517 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | A531650 |
|---|---|
| Date | Mar 20, 2018 |
| Instrument | A531650 |
| Name | CRESCENT MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | FREEBORN MN |
| Recording Date | Sep 18, 2020 |
| Property Address | 1306 GARFIELD AVE, ALBERT LEA, MN 56007-3517 |
| Document Number | CRV1157791 |
| Instrument Date | Sep 18, 2020 |
| Instrument | CRV1157791 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1306 GARFIELD AVE, ALBERT LEA, MN 56007-3517 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREEBORN MN |
| Recording Date | Mar 19, 2018 |
| Property Address | 1306 GARFIELD AVE, ALBERT LEA, MN 56007-3517 |
| Document Number | CRV785596 |
| Instrument Date | Mar 19, 2018 |
| Instrument | CRV785596 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 324 TYLER CT UNIT 102, 324, WEATHERFORD, TX 76086-8218 |
| Name | Verified Name |
|---|---|
| Address | 1306 GARFIELD AVE, ALBERT LEA, MN 56007-3517 |
The 2026 property tax bill for 1306 Garfield Ave was $3,630 with a homeowner's exemption.
Source: Freeborn County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Albert Lea City |
| County | Freeborn County |
| Unified School District | Albert Lea Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,630.00 Homeowner's exemption | $214,400 Land $25,400 Building $189,000 | $214,400 Land $25,400 Building $189,000 |
| 2025 | $3,630.00 | ||
| 2023 | $2,330.00 Homeowner's exemption | $171,700 Land $25,400 Building $146,300 | $171,700 Land $25,400 Building $146,300 |
| 2020 | $1,772.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1306 Garfield Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective January 26, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1306 Garfield Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.4% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Albert Lea serves 18,492 people · EPA ID MN1240001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Copper | 1.81 mg/L (2021) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Winnebago Cooperative Telecom Association Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| GigFire Fiber · Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Midco Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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