1306 Fairway Dr E, Ladysmith, WI 54848 Property Records

Rusk County property record for 1306 Fairway Dr E, Ladysmith, WI 54848

Property Summary

Property TypeSingle Family Home
Lot Size0.319 acres (13,939 sqft)
Owner2 Individual Names on Record
Tax Bill$3,542 (2025)
Deeds & MortgagesOct 2021 Mortgage
Dec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN246-03005-0000

Property Details

APN / Parcel Number

Primary APN246-03005-0000

Exterior

Lot Area13,939 sqft

Location & Zoning

Street Address1306 FAIRWAY DR E
CityLADYSMITH
StateWI
Zip54848-1404
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIVER HEIGHTS VILLA LOT 6 VOLUME 468 PAGE 802
Legal Range06W
Legal Township35N
Legal Section35
Legal QuarterNW
Quarter-Quarter SectionNW
Legal SubdivisionRIVER HEIGHTS VILLA
Legal Lot Number6
JurisdictionRUSK WI
Township / Civil DivisionLADYSMITH
Census Block Group1
Census Block1006
Census Tract960500

Owner

Source: Rusk County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address1306 FAIRWAY DR E, LADYSMITH, WI 54848-1404
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
HERITAGE CU
Dec 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
HERITAGE CU

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRUSK WI
Property Address1306 FAIRWAY DR E, LADYSMITH, WI 54848-1404
Transaction TypeMortgage
Record UpdatedNov 3, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number361655
DateOct 15, 2021
Instrument361655
Lender
NameHERITAGE CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term264 Months
DueOct 28, 2043
Interest
Rate TypeFixed Rate

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRUSK WI
Property Address1306 FAIRWAY DR E, LADYSMITH, WI 54848-1404
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number358073
DateDec 28, 2020
Instrument358073
Lender
NameHERITAGE CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term192 Months
DueJan 1, 2036
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Rusk County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateWisconsin
CountyRusk County
MunicipalityLadysmith City
Unified School DistrictLadysmith School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,542.00 (+22.39%) Homeowner's exemption$123,800 (-) Land $18,300 Building $105,500$211,500 (+36.89%)
2023$2,894.00 Homeowner's exemption$123,800 Land $18,300 Building $105,500$154,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1994)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 1994 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLADYSMITH WATERWORKS
serves 3,184 people · EPA ID WI8550131
Water SourceGroundwater
Last State InspectionMar 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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