Louisville/Jefferson County Metro Government property record for 1306 Elm Rd, Anchorage, KY 40223
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,817 sqft · built 1951 |
| Lot Size | 0.148 acres (6,451 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $355,000 (Sep 2011) |
| Tax Bill | $1,400 (2025) |
| Deeds & Mortgages | Oct 2021 Line of Credit Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21029100280000 |
| Primary APN | 21029100280000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,817 sqft Finished Area |
| Flooring | Covered |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,451 sqft (0.148 acres) |
| Garage Type | Mixed |
| Garage Area | 440 sqft |
| Carport | Carport |
| Carport Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 01025963 |
|---|---|
| Street Address | 1306 ELM RD |
| City | ANCHORAGE |
| State | KY |
| Zip | 40223-1414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1-RESIDENTIAL SINGLE FAM |
| Legal Description | 0.1481 AC LOT 15 BLK 5 WOODLAWN SUB (ANCHORAGE) PB 2 PG 325 |
| Legal Subdivision | WOODLAWN |
| Legal Block | 5 |
| Legal Lot Number | 15 |
| Jurisdiction | JEFFERSON KY |
| Township / Civil Division | EAST JEFFERSON |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 10403 |
The current owner of 1306 Elm Rd bought it in September 2011.
Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 1306 ELM RD, LOUISVILLE, KY 40223-1414 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 21, 2021 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Jan 18, 2021 | Deed of Trust, Mortgage RUOFF MTG |
| Apr 14, 2020 | Deed of Trust, Mortgage RUOFF MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 9, 2011 · Amount on File |
| Deed Sale | Sep 9, 2011 · Amount on File |
| Deed Document Number | DN2011111972 |
| Deed Book / Page | 9769 / 0101 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Property Address | 1306 ELM RD, ANCHORAGE, KY 40223-1414 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2023 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1306 ELM RD, LOUISVILLE, KY 40223-1414 |
| Document Number | 0000265261 |
|---|---|
| Date | Oct 21, 2021 |
| Book Page | M 17728/476 |
| Instrument | 2021265261 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 15, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Property Address | 1306 ELM RD, ANCHORAGE, KY 40223-1414 |
| Document Number | 0171190223 |
| Instrument Date | Jan 18, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2021 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1306 ELM RD LOUISVILLE KY 402231414, LOUISVILLE, KY 40223-1414 |
| Document Number | 0171190223 |
|---|---|
| Date | Jan 28, 2021 |
| Book Page | 017119/000223 |
| Instrument | 24556 |
| Name | RUOFF MTG |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46804 |
| Amount | Amount on Record |
|---|---|
| Term | 300 Months |
| Due | Jan 27, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Property Address | 1306 ELM RD, ANCHORAGE, KY 40223-1414 |
| Document Number | 0164920771 |
| Instrument Date | Apr 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2020 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 1306 ELM RD LOUISVILLE KY 402231414, LOUISVILLE, KY 40223-1414 |
| Document Number | 0164920771 |
|---|---|
| Date | Apr 22, 2020 |
| Book Page | 016492/000771 |
| Instrument | 83358 |
| Name | RUOFF MTG |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46804 |
| Amount | Amount on Record |
|---|---|
| Term | 300 Months |
| Due | Apr 21, 2045 |
The 2025 property tax bill for 1306 Elm Rd was $1,400.
Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Anchorage City |
| County / Consolidated City | Louisville/Jefferson County Metro Government |
| Elementary School District | Anchorage Independent School District (KG - 08) |
| Secondary School District | Jefferson County School District in Anchorage ISD (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,400.00 | $351,040 Land $25,900 Building $325,140 | |
| 2024 | $351,040 (-) Land $25,900 Building $325,140 | ||
| 2023 | $1,397.00 (-0.21%) | $351,040 (-) Land $25,900 Building $325,140 | $351,040 (-) Land $25,900 Building $325,140 |
| 2022 | $1,400.00 | $351,040 Land $25,900 Building $325,140 | $351,040 Land $25,900 Building $325,140 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1306 Elm Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 5 (1997–2018) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Feb 2018 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1306 Elm Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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