1306 Crane St, Schenectady, NY 12303 Property Records

Schenectady County and Schenectady City property record for 1306 Crane St, Schenectady, NY 12303

Property Summary

Property TypeDuplex
Details6 bd · 2 ba · 2,266 sqft · built 1910
Lot Size0.073 acres (3,200 sqft)
OwnerIndividual Name on Record
Last Sale$190,000 (Nov 2022)
Tax Bill$5,105 (2025)
Deeds & MortgagesNov 2022 Sale & Mortgage
Jul 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN421500 49.63-6-17

Property Details

APN / Parcel Number

Primary APN421500 49.63-6-17
Alternative APN
  • 150004906300060170000000

Interior

Bedrooms6 Beds
Full Baths2 Baths
Total Rooms12 Rooms
Stories2 Stories
Building Area2,266 sqft Total Area
1st Floor Area1,133 sqft
2nd Floor Area1,133 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area3,200 sqft (0.073 acres)
Lot Dimensions100 ft deep x 32 ft wide
PorchSlab
Porch Area513 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1306 CRANE ST
CitySCHENECTADY
StateNY
Zip12303-1804
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code03 - MULTI
Legal DescriptionPART OF 2 WOOD
Legal SubdivisionMAP OF LAND OF N J CLUTE
Legal Block6
Legal Lot Number17.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group2
Census Block2011
Census Tract21500

Owner

Source: Schenectady County and Schenectady City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1306 CRANE ST, SCHENECTADY, NY 12303-1804
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2022Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Jul 26, 2019Warranty Deed, Transfer · FHA Mortgage
HOMESTEAD FUNDING CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 10, 2022 · Amount on Record
Deed SaleNov 10, 2022 · Amount on Record
Prior SaleJul 26, 2019 · Amount on Record
Deed Document Number202259386
Deed Book / Page2096 / 393
Prior Transfer DateOct 22, 2010
Prior Transfer Doc1829000382
Record UpdatedSep 20, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateNov 10, 2022
Property Address1306 CRANE ST, SCHENECTADY, NY 12303-1804
Document Number0000059386
Book / Page2096 / 393
Instrument DateOct 31, 2022
Instrument202259386
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$760.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2223 ROSE ST, SCHENECTADY, NY 12306-4018

Transferred To (Grantee/Buyer)

NameVerified Name
Address1121 WEBSTER ST, SCHENECTADY, NY 12303-1725

Mortgage

Document Number0000059387
DateNov 10, 2022
Instrument202259387
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2052

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJul 26, 2019
Property Address1306 CRANE ST, SCHENECTADY, NY 12303-1804
Document Number0000033329
Book / Page2016 / 345
Instrument DateJul 22, 2019
Instrument201933329
Transaction TypeTransfer
Record UpdatedMay 10, 2022
Title CompanyNEW YORK ABSTRACT LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$444.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address75 LINCOLN AVE, 75, BROOKLYN, NY 11208-1507

Transferred To (Grantee/Buyer)

NameVerified Name
Address478 CEDAR ST, SCHENECTADY, NY 12306-3100

Mortgage

Document Number0000033330
DateJul 26, 2019
Instrument201933330
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2049

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,105.00 (+8.36%)$81,600 (-) Land $12,200 Building $69,400$135,122 (+30.82%) Land $20,202 Building $114,920
2023$81,600 (-) Land $12,200 Building $69,400$103,291 (+3.8%) Land $15,443 Building $87,848
2022$81,600 Land $12,200 Building $69,400$99,512 Land $14,878 Building $84,634
2021$4,711.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,007 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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