Bay County property record for 1306 Carter Rd, Midland, MI 48642
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,760 sqft · built 2006 |
| Lot Size | 0.92 acres (40,075 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,567 (2025) |
| Deeds & Mortgages | May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 020-017-400-010-02 |
| Primary APN | 020-017-400-010-02 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,760 sqft Living Area |
| 1st Floor Area | 1,760 sqft |
| Basement Area | 1,760 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Ranch |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 40,075 sqft (0.92 acres) |
| Lot Width | 100 ft Width |
| Garage Type | Attached |
| Garage Area | 784 sqft |
| Parking Spaces | 3 Parking Spaces |
| Sauna | Sauna |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 1306 CARTER RD |
|---|---|
| City | MIDLAND |
| State | MI |
| Zip | 48642-9621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG @ PT 329.08 FT S OF E 1/4 POST SEC 17, TH S 100 FT, TH N89?41'59"W 400 FT, TH N 100 FT, TH S89?41'59"E 400 FT TO POB, SEC |
| Jurisdiction | BAY MI |
| Township / Civil Division | BEAVER |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 286101 |
Source: Bay County records, as of May 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1306 CARTER RD, MIDLAND, MI 48642-9621 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 17, 2023 |
| Transfer Doc | 0000005888 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 1306 CARTER RD, MIDLAND, MI 48642-9621 |
| Document Number | 0000007709 |
| Instrument Date | May 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1306 CARTER RD MIDLAND MI 486429621, MIDLAND, MI 48642-9621 |
| Document Number | 0000007709 |
|---|---|
| Date | May 30, 2018 |
| Instrument | 7709 |
| Name | DITECH FIN'L |
|---|---|
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 156 Months |
| Due | May 29, 2031 |
Source: Bay County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Beaver Township |
| Unified School District | Bay City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | Homeowner's exemption | $146,800 (+16.14%) | $293,600 (+16.14%) |
| 2025 | $1,567.00 (-35.99%) Homeowner's exemption | $126,400 (+20.73%) | $252,800 (+20.73%) |
| 2023 | $104,700 | $209,400 | |
| 2022 | $2,448.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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