1306 Canal Dr, Sunset Beach, NC 28468 Property Records

Brunswick County property record for 1306 Canal Dr, Sunset Beach, NC 28468

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,032 sqft · built 1997
Lot Size0.102 acres (4,443 sqft)
Owner2 Individual Names on Record
Last Sale$945,000 (Jul 2022)
Tax Bill$4,601 (2025)
Deeds & MortgagesJul 2022 Sale & Mortgage
May 2020 Mortgage
Flood ZoneZone AE (high risk)
APN256ND088

Property Details

APN / Parcel Number

Primary APN256ND088
Alternative APNs
  • 105414247584
  • 80006413
  • 80130026

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,032 sqft Heated Area
Gross Area2,826 sqft
1st Floor Area126 sqft
FlooringLaminate Plank

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2007
Exterior MaterialWood Shingle
Foundation TypePier/Post & Beam
Roof TypeGable
Roof MaterialShingle
Lot Area4,443 sqft (0.102 acres)
PorchPatio
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number80130026
Street Address1306 CANAL DR
CitySUNSET BEACH
StateNC
Zip28468-4047
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBR2
Legal DescriptionL-166 B-15R SSB PLAT H/358
Legal SubdivisionSUNSET BEACH
Legal Block15R
Legal Lot Number166
JurisdictionBRUNSWICK NC
Township / Civil DivisionSHALLOTTE
Census Block Group1
Census Block1039
Census Tract20512

Owner

Source: Brunswick County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10608 FIRWOOD LN, RALEIGH, NC 27614-8366
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

DateDocument
Jul 22, 2022Warranty Deed, Transfer · Conventional Mortgage
COGENT BANK
May 4, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 22, 2022 · Amount on Record
Deed SaleJul 22, 2022 · Amount on Record
Deed Book / Page4886 / 1153
Prior Transfer DateJan 13, 2005
Prior Transfer Doc2122000548
Record UpdatedOct 29, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRUNSWICK NC
Recording DateJul 22, 2022
Property Address1306 CANAL DR, SUNSET BEACH, NC 28468-4047
Document Number0048861153
Book / Page4886 / 1153
Map ReferenceCAB H PG 358
Instrument DateJul 20, 2022
Transaction TypeTransfer
Record UpdatedAug 3, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,890.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 6037, OCEAN ISLE BEACH, NC 28469-0037

Transferred To (Grantee/Buyer)

NameVerified Name
Address10608 FIRWOOD LN, RALEIGH, NC 27614-8366

Mortgage

Document Number0048861155
DateJul 22, 2022
Instrument4886/1155
Lender
NameCOGENT BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052
Interest
Rate TypeAdjustable Rate
Rate4.25%
Type Change DateAug 1, 2032
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change9.25%
IndexOther
Margin3
Max Rate9.25%

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRUNSWICK NC
Property Address1306 CANAL DR, SUNSET BEACH, NC 28468-4047
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0043560211
DateMay 4, 2020
Book Page4356/211
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressCOLUMBIA, SC 29211
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 1, 2035

Tax Assessment & Valuation

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBrunswick County
MunicipalitySunset Beach Town
Unified School DistrictBrunswick County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$836,910 (-) Land $210,000 Building $626,910$836,910 (-) Land $210,000 Building $626,910
2025$4,601.00$836,910 (-) Land $210,000 Building $626,910$836,910 (-) Land $210,000 Building $626,910
2023$836,910 Land $210,000 Building $626,910$836,910 Land $210,000 Building $626,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation13.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 970 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1,102 units insured
incl. 132 condo units
Nearby Flood Claims210 (1979–2022)
Claims Outside the SFHA6 of 210
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 43 claims
  • Hurricane Bonnie, Aug 1998 · 53 claims
  • Hurricane Fran, Sep 1996 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Focus Broadband
Cable · Fiber in parts of the area
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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