1306 4th St, Des Moines, IA 50314 Property Records

Polk County property record for 1306 4th St, Des Moines, IA 50314

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,800 sqft · built 2019
Lot Size	0.143 acres (6,254 sqft)
Owner	Individual Name on File
Last Sale	$227,000 (Jul 2024)
Tax Bill	$876 (2024)
Deeds & Mortgages	Nov 2023 Sale Apr 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7924-34-476-015`

Property Details

APN / Parcel Number

Primary APN	`7924-34-476-015`
Alternative APN	`080/05983-000-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,800 sqft Living Area
1st Floor Area	900 sqft
Upper Floors Area	900 sqft

Exterior

Year Built	Built 2019
Architectural Style	Conventional
Exterior Material	Fiber Cement Siding
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,254 sqft (0.143 acres)
Lot Dimensions	125 ft deep x 50 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	210 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	1306 4TH ST
City	DES MOINES
State	IA
Zip	50314-3251
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-60
Legal Description	LOT 49 RUTHERFURD HEIGHTS
Legal Range	24W
Legal Township	79N
Legal Section	34
Legal Subdivision	RUTHERFURD HEIGHTS
Legal Lot Number	49
Jurisdiction	POLK IA
Township / Civil Division	DES MOINES
Census Block Group	1
Census Block	1031
Census Tract	4900

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1306 4TH ST, DES MOINES, IA 50314-3251
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2023	Warranty Deed, Transfer
Apr 15, 2019	Deed of Trust, Mortgage CITY OF DES MOINES
Jan 28, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage GREATER DESMOINES HABITAT FOR HUMAN
Sep 27, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2024 · Amount on File
Deed Sale	Jul 2, 2024 · Amount on File
Prior Sale	Nov 7, 2023 · Amount on File
Deed Document Number	2024-00032979
Deed Book / Page	19842 / 773
Record Updated	Jun 8, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Nov 7, 2023
Property Address	1306 4TH ST, DES MOINES, IA 50314-3251
Document Number	0000059668
Book / Page	19647 / 485
Instrument Date	Oct 28, 2023
Instrument	2023-00059668
Transaction Type	Transfer
Record Updated	Nov 17, 2023

Transaction

Amount	Amount on Record
Tax	$308.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 716, MARQUISVILLE, IA 50313
Investor	Possibly a Property Investor

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1306 4TH ST, DES MOINES, IA 50314-3251
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000072252
Date	Apr 15, 2019
Book Page	17290/0223
Instrument	2018-00072252

Lender

Name	CITY OF DES MOINES
Type	Government Agency

Agreement

Amount	Amount on Record

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jan 28, 2020
Property Address	1306 4TH ST, DES MOINES, IA 50314-3251
Document Number	201900064721
Book / Page	17678 / 0106
Instrument Date	Jan 24, 2020
Instrument	2019-00064721
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$239.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1306 4TH ST, DES MOINES, IA 50314-3251

Mortgage

Document Number	201900064723
Date	Jan 28, 2020
Instrument	2019-00064723

Lender

Name	GREATER DESMOINES HABITAT FOR HUMAN
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Sep 27, 2018
Property Address	1306 4TH ST, DES MOINES, IA 50314-3251
Document Number	0000025542
Book / Page	017091 / 000671
Instrument Date	Sep 13, 2018
Instrument	25542
Transaction Type	Transfer
Record Updated	Nov 5, 2018

Transaction

Amount	Amount on Record
Tax	$12.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 716 DES MOINES IA 503030716, DES MOINES, IA 50303-0716

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$203,300 (+11.89%) Land $9,300 Building $194,000	$203,300 (+11.89%) Land $9,300 Building $194,000
2024	$876.00 (+1,652%)
2023		$181,700 Land $8,200 Building $173,500	$181,700 Land $8,200 Building $173,500
2020	$50.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	12 (1993–2008)
Claims Outside the SFHA	12 of 12
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 9 claims Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Google Fiber Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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