1306 4th Ave, Sterling, IL 61081 Property Records

Whiteside County property record for 1306 4th Ave, Sterling, IL 61081

Property Summary

Property Type	Single Family Home
Details	5 bd · 1,217 sqft · built 1940
Lot Size	0.147 acres (6,396 sqft)
Owner	Individual Name on File
Last Sale	$109,500 (Mar 2023)
Tax Bill	$3,654 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Sep 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1121234004`

Property Details

APN / Parcel Number

Primary APN	`1121234004`
Alternative APN	`114586`

Interior

Bedrooms	5 Beds
Building Area	1,217 sqft Building Perimeter
Basement Area	879 sqft
Unfinished Basement	879 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	6,396 sqft (0.147 acres)
Lot Dimensions	156 ft deep x 41 ft wide
Garage Area	240 sqft

Location & Zoning

Account Number	114586
Street Address	1306 4TH AVE
City	STERLING
State	IL
Zip	61081-2410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DL & JW MARTINS ADD S 41 LOT 7 BLK 2 361100X
Legal Subdivision	DL & JW MARTINS ADDITION
Legal Block	2
Legal Lot Number	7
Jurisdiction	WHITESIDE IL
Township / Civil Division	STERLING
Census Block Group	2
Census Block	2022
Census Tract	1101

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1306 4TH AVE, STERLING, IL 61081-2410
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2023	Warranty Deed, Transfer · FHA Mortgage VETERANS UNITED HOME LOANS
Sep 9, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 1, 2019	Warranty Deed, Transfer · Conventional with PMI US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2023 · Amount on File
Deed Sale	Mar 22, 2023 · Amount on File
Prior Sale	Aug 1, 2019 · Amount on File
Deed Document Number	20231357
Record Updated	Sep 20, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Mar 22, 2023
Property Address	1306 4TH AVE, STERLING, IL 61081-2410
Document Number	0000001357
Instrument Date	Mar 14, 2023
Instrument	2023-01357
Transaction Type	Transfer
Record Updated	Apr 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1306 4TH AVE, STERLING, IL 61081-2410

Mortgage

Document Number	0000001358
Date	Mar 22, 2023
Instrument	2023-01358

Lender

Name	VETERANS UNITED HOME LOANS
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHITESIDE IL
Recording Date	Sep 9, 2019
Property Address	1306 4TH AVE, STERLING, IL 61081-2410
Document Number	0000004879
Instrument Date	Aug 31, 2019
Instrument	4879
Transaction Type	Transfer
Record Updated	Sep 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	11210 ASHLEY RD YORKVILLE IL 605609761, YORKVILLE, IL 60560-9761

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Aug 1, 2019
Property Address	1306 4TH AVE, STERLING, IL 61081-2410
Document Number	0000004065
Instrument Date	Jul 31, 2019
Instrument	4065
Transaction Type	Transfer
Record Updated	Aug 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$127.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11210 ASHLEY RD YORKVILLE IL 605609761, YORKVILLE, IL 60560-9761

Mortgage

Document Number	4067
Date	Aug 1, 2019
Instrument	4067

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 31, 2049

Interest

Rate	4.25%

Mortgage

Document Number	4076,
Date	Aug 1, 2019
Instrument	4076

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 31, 2049

Interest

Rate	4.25%

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Sterling Township
Municipality	Sterling City
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,654.00	$41,982 Land $2,921 Building $39,061
2024			$125,946 Land $8,763 Building $117,183

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-STERLING private · serves 14,782 people · EPA ID IL1955040
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 640 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000
Rise Broadband Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on 4th Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures