Cullman County property record for 1306 3rd St SW, Cullman, AL 35055
| Property Type | Duplex |
|---|---|
| Details | 1 ba · 1,920 sqft · built 1998 |
| Lot Size | 0.275 acres (12,000 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $1,857 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-05-16-1-021-002.001 |
| Primary APN | 17-05-16-1-021-002.001 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,920 sqft Base Area |
| 1st Floor Area | 1,920 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asbestos |
| Lot Area | 12,000 sqft (0.275 acres) |
| Lot Dimensions | 150 ft deep x 80 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 16977 |
|---|---|
| Street Address | 1306 3RD ST SW |
| City | CULLMAN |
| State | AL |
| Zip | 35055-3211 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | BEG NW COR LOT 1 BLOCK 21 RN E100', S66.7', W20', S83', W80' , N150' POB BEING PART LOTS 1 & 2 BLOCK 21 MUSGROVE ADDITION |
| Legal Range | 03W |
| Legal Township | 10S |
| Legal Section | 16 |
| Legal Quarter | 1 |
| Legal Subdivision | MUSGROVE ADDITION |
| Legal Block | 21 |
| Legal Lot Number | 1-2 |
| Jurisdiction | CULLMAN AL |
| Township / Civil Division | CULLMAN |
| Census Block Group | 4 |
| Census Block | 4042 |
| Census Tract | 964800 |
Source: Cullman County records, as of November 7, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1706 TALLY HO ST NW, CULLMAN, AL 35055-4553 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 20, 1999 |
| Deed Sale | Apr 20, 1999 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CULLMAN AL |
| Recording Date | Sep 28, 2026 |
| Property Address | 1306 3RD ST SW, CULLMAN, AL 35055-3211 |
| Document Number | 2184000045 |
| Book / Page | 2184 / 45 |
| Instrument Date | Sep 18, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Document Number | 2184000045, |
|---|---|
| Date | Sep 28, 2026 |
| Book Page | 2184/45 |
| Name | NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Max Rate | -1% |
|---|
Source: Cullman County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cullman County |
| Municipality | Cullman City |
| Unified School District | Cullman City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,857.00 (+9.3%) | $48,240 (+9.29%) | $241,200 (+9.29%) Land $60,000 Building $181,200 |
| 2023 | $1,699.00 (+12.52%) | $44,140 (+12.49%) | $220,700 (+12.49%) Land $53,900 Building $166,800 |
| 2022 | $1,510.00 | $39,240 | $196,200 Land $40,800 Building $155,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2020 · Severe Thunderstorms |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CULLMAN COUNTY WATER DEPARTMENT serves 57,006 people · EPA ID AL0000394 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: T-Mobile.
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