1306 2nd St, Whitefish, MT 59937 Property Records

Flathead County property record for 1306 2nd St, Whitefish, MT 59937

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,445 sqft · built 1942
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on Record
Last Sale	$190,000 (Nov 2009)
Tax Bill	$1,956 (2026)
Deeds & Mortgages	May 2022 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0764060`

Property Details

APN / Parcel Number

Primary APN	`R0764060`
Alternative APNs	`07-4293-32-2-13-09-0000` `0000366420`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,445 sqft Living Area
1st Floor Area	1,128 sqft
Attic	Attic
Attic Area	317 sqft
Basement Area	792 sqft

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	135 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	20 sqft
Deck Area	112 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	0000366420
Street Address	1306 E 2ND ST
City	WHITEFISH
State	MT
Zip	59937-2616
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	HUTCHINSON ADD, S32, T31 N, R21 W, BLOCK 005, LOT 006, HUTCHINSON ADD LOT 6-7 BLK 5
Legal Range	21W
Legal Township	31N
Legal Section	32
Legal Subdivision	HUTCHINSON ADD
Legal Block	5
Legal Lot Number	6,7
Jurisdiction	FLATHEAD MT
Township / Civil Division	WHITEFISH
Census Block Group	2
Census Block	2034
Census Tract	404

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1306 E 2ND ST, WHITEFISH, MT 59937-2616
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2022	Deed of Trust, Mortgage · Line of Credit WHITEFISH CU
Sep 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY LLC
Dec 19, 2017	Deed of Trust, Mortgage · Line of Credit WHITEFISH CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2009 · Amount on Record
Deed Sale	Nov 6, 2009 · Amount on Record
Deed Document Number	200931096
Prior Transfer Date	Oct 30, 2009
Prior Transfer Doc	0000031096
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	1306 2ND ST, WHITEFISH, MT 59937-2616
Transaction Type	Mortgage
Record Updated	Jun 2, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200013151
Date	May 20, 2022
Instrument	202200013151

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Jun 1, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	1306 2ND ST, WHITEFISH, MT 59937-2616
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000028910
Date	Sep 8, 2020
Instrument	202000028910

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company
Address	CORTE MADERA, CA 94925

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	1306 2ND ST, WHITEFISH, MT 59937-2616
Transaction Type	Mortgage
Record Updated	Jan 6, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 201700030940
Date	Dec 19, 2017
Instrument	201700030940

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Jan 1, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Municipality	Whitefish City
Elementary School District	Whitefish Elementary School District (PK - 08)
Secondary School District	Whitefish High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,956.00 (-52.32%)	$648,500 (+8.57%)
2025			$648,500 (+8.57%) Land $337,475 Building $311,025
2023	$4,102.00	$597,300	$597,300 Land $227,150 Building $370,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 79% of Montana
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: MontanaSky Networks, T-Mobile, Vero Fiber.

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