1306 1st St N, Cold Spring, MN 56320 Property Records

Stearns County property record for 1306 1st St N, Cold Spring, MN 56320 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 2005
Square Footage	1,008 sqft Living Area
Lot Size	9,801 sqft (0.225 acres)
Garage	Tuckunder
Occupancy	Owner Occupied
Tax Bill	$1,870.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`48-30045-0046`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	5 Rooms
Building Area	1,008 sqft Living Area
Gross Area	1,281 sqft Gross Area
1st Floor	240 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2005
Architectural Style	Split Level Style
Exterior Material	Metal Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	9,801 sqft (0.225 acres)
Depth X Width	121 ft x 81 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Tuckunder Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	1306 1ST ST N
City	COLD SPRING
State	MN
Zip	56320-1024
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 002 BLK 002 WESTWOOD ESTATES SECTION 22 TOWNSHIP 123 RANGE 030 SECTION 22 TOWNSHIP 123 RANGE 030
Legal Range	30W
Legal Township	123
Legal Section	22
Legal Subdivision	WESTWOOD ESTATES
Legal Block	2
Legal Lot Number	2
Jurisdiction	STEARNS MN
Minor Civil Division	COLD SPRING
Census Blockgroup	2
Census Block	2045
Census Tract	11302

Owner

Source: Stearns County records · APN 48-30045-0046

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1306 1ST ST N, COLD SPRING, MN 56320-1024
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Sep 20, 2026

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Cold Spring City
County	Stearns County
Unified School District	Rocori Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,870.00 (+1.19%)	$186,100 (+4.55%) Land $45,300 Building $140,800	$186,100 (+4.55%) Land $45,300 Building $140,800
2025		$178,000 (+3.31%) Land $42,400 Building $135,600	$178,000 (+3.31%) Land $42,400 Building $135,600
2023	$1,848.00	$172,300 Land $42,400 Building $129,900	$172,300 Land $42,400 Building $129,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 39% of Minnesota
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.