McHenry County property record for 1305 Willow Ln, Harvard, IL 60033
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.216 acres (9,428 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $171,500 (Sep 2003) |
| Tax Bill | $6,674 (2024) |
| Deeds & Mortgages | May 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-27-431-011 |
| Primary APN | 01-27-431-011 |
|---|
| Lot Area | 9,428 sqft (0.216 acres) |
|---|
| Street Address | 1305 WILLOW LN |
|---|---|
| City | HARVARD |
| State | IL |
| Zip | 60033-3709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2003R0132198 LT 15 OAK GROVE CROSSING UNIT 1 |
| Legal Subdivision | OAK GROVE CROSSING UNIT 1 |
| Legal Block | 431 |
| Legal Lot Number | 15 |
| Legal Unit | 1 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | CHEMUNG |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 870301 |
Source: McHenry County records, as of June 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1305 WILLOW LN, HARVARD, IL 60033-3709 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 23, 2003 · Amount on Record |
| Deed Sale | Sep 23, 2003 · Amount on Record |
| Deed Document Number | 2003132198 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | May 20, 2026 |
| Property Address | 1305 WILLOW LN, HARVARD, IL 60033-3709 |
| Document Number | 0000013876 |
| Instrument Date | Feb 2, 2026 |
| Instrument | 202613876 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1305 WILLOW LN, HARVARD, IL 60033-3709 |
| Document Number | 0000013876, |
|---|---|
| Date | May 20, 2026 |
| Instrument | 202613876 |
| Name | POINT DIGITAL FINANCIAL INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 2, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.15% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: McHenry County assessment roll, as of June 30, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Chemung Township |
| Municipality | Harvard City |
| Unified School District | Harvard Community Unit School District 50 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $6,674.00 | $82,452 (+25.26%) Land $12,909 Building $69,543 | $247,356 (+25.26%) Land $38,727 Building $208,629 |
| 2022 | Homeowner's exemption | $65,826 Land $11,670 Building $54,156 | $197,478 Land $35,010 Building $162,468 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1985) |
| Most Recent Claim | Feb 1985 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARVARD serves 9,469 people · EPA ID IL1110250 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 7 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
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