1305 White Spruce Dr, Willow Spring, NC 27592 Property Records

Wake County property record for 1305 White Spruce Dr, Willow Spring, NC 27592

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,764 sqft · built 2021
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$572,000 (Apr 2026)
Tax Bill	$3,241 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Apr 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0695.01-15-6479-000`

Property Details

APN / Parcel Number

Primary APN	`0695.01-15-6479-000`
Alternative APNs	`0695.01-15-6479 0463381` `0695156479` `0463381`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,764 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Conventional
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	21,780 sqft (0.5 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	0463381
Street Address	1305 WHITE SPRUCE DR
City	WILLOW SPRING
State	NC
Zip	27592-7040
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-30
Legal Description	LO93 HONEYCUTT LANDING PH3B BM2018-02145
Legal Subdivision	HONEYCUTT LANDING PH3B
Legal Phase	3B
Legal Lot Number	93
Jurisdiction	WAKE NC
Township / Civil Division	PANTHER BRANCH
Census Block Group	2
Census Block	2011
Census Tract	52901

Owner

Source: Wake County records, as of May 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1305 WHITE SPRUCE DR, WILLOW SPRING, NC 27592-7040
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2023	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA
Apr 21, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Apr 21, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Oct 28, 2021	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage AMERIS BANK
Jul 30, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Jul 30, 2020	Loan Modification, Mortgage ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2026 · Amount on Record
Deed Sale	Apr 21, 2026 · Amount on Record
Prior Sale	Oct 28, 2021 · Amount on Record
Deed Document Number	202643541
Deed Book / Page	20206 / 2670
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	1305 WHITE SPRUCE DR, WILLOW SPRING, NC 27592-7040
Transaction Type	Mortgage
Record Updated	May 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	019258/224
Date	Feb 9, 2023
Book Page	19258/224

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	GARNER, NC 27529

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	155 Months
Due	Jan 26, 2036

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Apr 21, 2026
Property Address	1305 WHITE SPRUCE DR, WILLOW SPRING, NC 27592-7040
Document Number	0000043541
Book / Page	20206 / 2670
Instrument Date	Apr 15, 2026
Instrument	2026.43541
Transaction Type	Transfer
Record Updated	May 14, 2026
Title Company	BEDGOOD TITLE COMPANY, REDWOOD TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$115,544.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1305 WHITE SPRUCE DR, WILLOW SPRING, NC 27592-7040

Mortgage

Document Number	0000043542,
Date	Apr 21, 2026
Instrument	2026..43542

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Apr 21, 2026
Property Address	1305 WHITE SPRUCE DR, WILLOW SPRING, NC 27592-7040
Document Number	20206/2670
Book / Page	20206 / 2670
Instrument Date	Apr 15, 2026
Instrument	202643541
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	REDWOOD EMPIRE TITLE COMPANY, REDWOOD TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$115,544.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1305 WHITE SPRUCE DR, WILLOW SPRING, NC 27592-7040

Mortgage

Document Number	0000043542,
Date	Apr 21, 2026
Instrument	202643542

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Oct 28, 2021
Property Address	1305 WHITE SPRUCE DR, WILLOW SPRING, NC 27592-7040
Document Number	18770/2786
Book / Page	18770 / 2786
Map Reference	MB 2018 PG 2144-2146
Instrument Date	Oct 27, 2021
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 6, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,060.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2857 WESTPORT RD, 2857, CHARLOTTE, NC 28208-3647

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1305 WHITE SPRUCE DR, WILLOW SPRING, NC 27592-7040

Mortgage

Document Number	0000187711
Date	Oct 28, 2021
Instrument	18771/1

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Jul 30, 2020
Property Address	1305 WHITE SPRUCE DR, WILLOW SPRING, NC 27592-7040
Document Number	179921150
Book / Page	017992 / 001150
Instrument Date	Jul 30, 2020
Transaction Type	Transfer
Record Updated	Aug 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$702.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2857 WESTPORT RD CHARLOTTE NC 282083647, CHARLOTTE, NC 28208-3647
Investor	Possibly a Property Investor

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WAKE NC
Property Address	1305 WHITE SPRUCE DR, WILLOW SPRING, NC 27592-7040
Document Number	179921153
Instrument Date	Jul 30, 2020
Transaction Type	Mortgage
Record Updated	Aug 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2857 WESTPORT RD CHARLOTTE NC 282083647, CHARLOTTE, NC 28208-3647
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Wake County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,241.00 (+27.4%)	$503,664 (+55.59%) Land $110,000 Building $393,664	$503,664 (+55.59%) Land $110,000 Building $393,664
2023	$2,544.00	$323,714 Land $65,000 Building $258,714	$323,714 Land $65,000 Building $258,714

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HONEYCUTT LANDING S/D private · serves 473 people · EPA ID NC4092103
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on White Spruce Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures