1305 Webster St, Schenectady, NY 12303 Property Records

Schenectady County and Schenectady City property record for 1305 Webster St, Schenectady, NY 12303

Property Summary

Property TypeDuplex
Details6 bd · 2 ba · 2,460 sqft · built 1910
Lot Size0.1 acres (4,375 sqft)
OwnerIndividual Name on Record
Last Sale$49,000 (May 2007)
Tax Bill$5,717 (2026)
Deeds & MortgagesMar 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN421500 49.71-2-1

Property Details

APN / Parcel Number

Primary APN421500 49.71-2-1
Alternative APN
  • 150004907100020010000000

Interior

Bedrooms6 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area2,460 sqft Total Area
1st Floor Area1,230 sqft
2nd Floor Area1,230 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleTraditional
Exterior MaterialStone
Lot Area4,375 sqft (0.1 acres)
Lot Dimensions125 ft deep x 35 ft wide
PorchSlab
Porch Area404 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1305 WEBSTER ST
CitySCHENECTADY
StateNY
Zip12303-1929
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code03 - MULTI
Legal Description2 CONCRETE
Legal Block2
Legal Lot Number1.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group3
Census Block3004
Census Tract21500

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1305 WEBSTER ST, SCHENECTADY, NY 12303-1929
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 2, 2007 · Amount on Record
Deed SaleMay 2, 2007 · Amount on Record
Deed Book / Page1758 / 757
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1305 WEBSTER ST, SCHENECTADY, NY 12303-1929
Transaction TypeMortgage
Record UpdatedMay 1, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1305 WEBSTER ST, SCHENECTADY, NY 12303-1929

Mortgage

Document Number0000005422
DateMar 16, 2026
Instrument202605422
Lender
NameBROADVIEW FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueMar 15, 2041
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,717.00 (+3.51%)
2025$5,523.00 (+7.77%)$91,800 (-) Land $13,800 Building $78,000$152,012 (+30.82%) Land $22,851 Building $129,161
2023$91,800 (-) Land $13,800 Building $78,000$116,203 (+3.8%) Land $17,468 Building $98,735
2022$91,800 Land $13,800 Building $78,000$111,951 Land $16,829 Building $95,122
2021$5,125.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

May also be available: Greenlight Networks.

Nearby Properties on Webster St

Nearby Streets

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