1305 Water St, Bastrop, TX 78602 Property Records

Bastrop County property record for 1305 Water St, Bastrop, TX 78602

Property Summary

Property Type	Single Family Home
Details	2 bd · 1,449 sqft · built 1944
Lot Size	0.286 acres (12,458 sqft)
Owner	Individual Name on File
Last Sale	$75,000 (Nov 2011)
Tax Bill	$4,658 (2025)
Deeds & Mortgages	Oct 2025 Sale Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R27511`

Property Details

APN / Parcel Number

Primary APN	`R27511`
Alternative APN	`O0143417`

Interior

Bedrooms	2 Beds
Stories	1 Story
Building Area	1,449 sqft Living Area
Gross Area	1,521 sqft
1st Floor Area	1,449 sqft

Exterior

Year Built	Built 1944
Effective Year Built	Effective 2002
Roof Material	Composition Shingle
Lot Area	12,458 sqft (0.286 acres)
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Porch	Covered Porch
Porch Area	72 sqft
Deck Area	78 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1305 WATER ST
City	BASTROP
State	TX
Zip	78602-2927
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOOVER ADDITION, LOT 2, ACRES 0.286
Legal Subdivision	HOOVER ADDITION
Legal Block	1
Legal Lot Number	2
Jurisdiction	BASTROP TX
Township / Civil Division	BASTROP
Census Block Group	1
Census Block	1035
Census Tract	950401

Owner

1305 Water St is owned and occupied by an individual who bought it in November 2011.

Source: Bastrop County records, as of May 26, 2026

Owner of Record	Individual Name on File
Mailing Address	1305 WATER ST, BASTROP, TX 78602-2927
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2025	Warranty Deed, Transfer
Oct 4, 2018	Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK
Dec 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2011 · Amount on File
Deed Sale	Nov 1, 2011 · Amount on File
Deed Document Number	201112479
Deed Book / Page	2103 / 392
Record Updated	Sep 20, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BASTROP TX
Recording Date	Oct 2, 2025
Property Address	1305 WATER ST, BASTROP, TX 78602-2927
Document Number	0202516719
Map Reference	CAB 3 PG 6A
Instrument Date	Sep 30, 2025
Instrument	202516719
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	617 JESSICA PL, BASTROP, TX 78602-3137

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1305 WATER ST, BASTROP, TX 78602-2927

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BASTROP TX
Property Address	1305 WATER ST, BASTROP, TX 78602-2927
Transaction Type	Mortgage
Record Updated	Nov 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201814382
Date	Oct 4, 2018
Instrument	201814382

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	179 Months
Due	Sep 26, 2033

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BASTROP TX
Property Address	1305 WATER ST, BASTROP, TX 78602-2927
Transaction Type	Mortgage
Record Updated	Nov 7, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202022063
Date	Dec 16, 2020
Instrument	202022063

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	169 Months
Due	Jan 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 1305 Water St was $4,658 with exemptions applied, down 11.6% from the year before.

Source: Bastrop County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bastrop County
Municipality	Bastrop City
Unified School District	Bastrop Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,658.00 (-11.56%) Homeowner's exemption Senior Citizen's exemption	$351,239 Land $90,446 Building $260,793	$351,239 Land $90,446 Building $260,793
2024	$5,267.00
2023	Homeowner's exemption Senior Citizen's exemption	$399,069 Land $88,578 Building $310,491	$399,069 Land $88,578 Building $310,491
2022	$6,085.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1305 Water St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	5 (2015–2016)
Claims Outside the SFHA	3 of 5
Most Recent Claim	May 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2016 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Oct 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1305 Water St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BASTROP serves 13,209 people · EPA ID TX0110001
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.4 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2025
Treatment and Procedure	Corrosion control Oct 2016
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Nextlink Fixed Wireless	100 / 20

May also be available: Highline Internet, Optimum.

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