1305 W Grove St, Bloomington, IL 61701 Property Records

McLean County property record for 1305 W Grove St, Bloomington, IL 61701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,207 sqft · built 1925
Lot Size	0.325 acres (14,176 sqft)
Owner	Individual Name on Record
Last Sale	$181,500 (Mar 2024)
Tax Bill	$3,388 (2024)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Sep 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`21-05-331-015`

Property Details

APN / Parcel Number

Primary APN	`21-05-331-015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,207 sqft Living Area
Gross Area	2,532 sqft
1st Floor Area	1,307 sqft
Basement Area	1,225 sqft
Finished Basement	900 sqft
Unfinished Basement	325 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Asphalt
Lot Area	14,176 sqft (0.325 acres)
Lot Dimensions	168 ft deep x 84 ft wide
View / Lot	Lake Front
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Frame Porch
Deck Area	160 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1305 W GROVE ST
City	BLOOMINGTON
State	IL
Zip	61701-4723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	STEVENSON & WORRELLS CONSOLIDATED SUB PT 5 & 8-23-2E LOT 3 BLK 1
Legal Range	02E
Legal Township	23N
Legal Section	05
Legal Subdivision	STEVENSON & WORRELLS CONSOLIDATED SUB
Legal Block	1
Legal Lot Number	3
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	3
Census Block	3028
Census Tract	1403

Owner

Source: McLean County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1305 W GROVE ST, BLOOMINGTON, IL 61701-4723
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2024	Warranty Deed, Transfer · VA Mortgage COMPASS MORTGAGE INC
Sep 19, 2023	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK
Aug 21, 2023	Special Warranty Deed, Transfer NOT AVAILABLE, FTC
May 10, 2023	Sheriff's Deed, Foreclosure ATTORNEY ONLY, ATTORNEY
Jun 22, 2018	Warranty Deed, Transfer · FHA Mortgage CIBM BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2024 · Amount on Record
Deed Sale	Mar 28, 2024 · Amount on Record
Prior Sale	Aug 21, 2023 · Amount on Record
Deed Document Number	20243625
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Mar 28, 2024
Property Address	1305 W GROVE ST, BLOOMINGTON, IL 61701-4723
Document Number	202400003625
Map Reference	MB 2 PG 450
Instrument Date	Mar 21, 2024
Instrument	2024-00003625
Transaction Type	Transfer
Record Updated	Apr 5, 2024
Title Company	FTC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$181.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1305 W GROVE ST, BLOOMINGTON, IL 61701-4723

Mortgage

Document Number	202400003626
Date	Mar 28, 2024
Instrument	2024-00003626

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Interest

Rate Type	Fixed Rate
Rate	6.87%

Mortgage

Document Number	202400003627
Date	Mar 28, 2024
Instrument	2024-00003627

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company
Address	WARRENVILLE, IL 60555

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2034

Interest

Change Frequency	2 Years

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1305 W GROVE ST, BLOOMINGTON, IL 61701-4723
Transaction Type	Mortgage
Record Updated	Oct 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300012729
Date	Sep 19, 2023
Instrument	2023-00012729

Lender

Name	FIRST STATE BANK
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Sep 7, 2024

August 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Aug 21, 2023
Property Address	1305 W GROVE ST, BLOOMINGTON, IL 61701-4723
Document Number	202300010983
Map Reference	MB 2 PG 450
Instrument Date	Aug 1, 2023
Instrument	2023-00010983
Transaction Type	Transfer
Record Updated	Sep 1, 2023
Title Company	NOT AVAILABLE, FTC

Transaction

Amount	Amount Recorded
Tax	$86.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	951 W YAMATO RD, BOCA RATON, FL 33431-4439

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2401 E EMPIRE ST STE B, B, BLOOMINGTON, IL 61704-8222

May 2023: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	MCLEAN IL
Recording Date	May 10, 2023
Property Address	1305 W GROVE ST, BLOOMINGTON, IL 61701-4723
Document Number	202300005866
Map Reference	MB 2 PG 450
Instrument Date	Apr 27, 2023
Instrument	2023-00005866
Transaction Type	Foreclosure
Record Updated	May 23, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10500 KINCAID DR STE 300, 300, FISHERS, IN 46037-9764

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jun 22, 2018
Property Address	1305 W GROVE ST, BLOOMINGTON, IL 61701-4723
Document Number	201800009900
Map Reference	MB2 PG450
Instrument Date	Apr 30, 2018
Instrument	2018-00009900
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$187.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1305 W GROVE ST, BLOOMINGTON, IL 61701-4723

Mortgage

Document Number	201800009901
Date	Jun 22, 2018
Instrument	2018-00009901

Lender

Name	CIBM BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Interest

Rate Type	Fixed Rate
Rate	5.12%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$57,952 (+51.9%) Land $14,816 Building $43,136	$173,856 (+51.9%) Land $44,448 Building $129,408
2024	$3,388.00 (+26.09%)
2023	$2,687.00 (+13.76%)	$38,151 (+12.87%) Land $13,287 Building $24,864	$114,453 (+12.87%) Land $39,861 Building $74,592
2022	$2,362.00	$33,800 Land $11,772 Building $22,028	$101,400 Land $35,316 Building $66,084

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1981–1986)
Most Recent Claim	Oct 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 590 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Pavlov Media.

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