Fremont County property record for 1305 W 3rd St, Florence, CO 81226
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 5 ba · 4,443 sqft · built 1900 |
| Lot Size | 0.998 acres (43,470 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $8,012 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit Jun 2022 Sale & Mortgage |
| Flood Zone | Zone AO (high risk) |
| APN | R023215 |
| Primary APN | R023215 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 5 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 4,443 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Multi-Level |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 43,470 sqft (0.998 acres) |
| Garage Area | 1,080 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 208 sqft |
| Patio Area | 1,056 sqft |
| Shed | 1 Shed |
| Shed Area | 374 sqft |
| Guest House | 216 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Hot Water |
| Account Number | R023215 |
|---|---|
| Street Address | 1305 W 3RD ST |
| City | FLORENCE |
| State | CO |
| Zip | 81226-9407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 & ELY 22.57 FT LOT 2 BLK 7 CASTLE ROCK PARK |
| Legal Subdivision | CASTLE ROCK PARK |
| Legal Block | 7 |
| Legal Lot Number | 1,2 |
| Jurisdiction | FREMONT CO |
| Township / Civil Division | FLORENCE |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 978200 |
1305 W 3rd St is owned and occupied by an individual who acquired it in July 2019.
Source: Fremont County records, as of August 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1305 W 3RD ST, FLORENCE, CO 81226-9407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 25, 2022 | Deed of Trust, Mortgage · Line of Credit ROCKY MOUNTAIN BANK AND TRUST |
| Jun 22, 2022 | Warranty Deed, Transfer · VA Mortgage SUMMIT FUNDING INC |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 24, 2019 |
| Transfer Doc | 0000976626 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREMONT CO |
| Property Address | 1305 W 3RD ST, FLORENCE, CO 81226-9407 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001018850 |
|---|---|
| Date | Jul 25, 2022 |
| Instrument | 1018850 |
| Name | ROCKY MOUNTAIN BANK AND TRUST |
|---|---|
| Type | Bank |
| Address | COLORADO SPRINGS, CO 80906 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FREMONT CO |
| Recording Date | Jun 22, 2022 |
| Property Address | 1305 W 3RD ST, FLORENCE, CO 81226-9407 |
| Document Number | 0001017797 |
| Instrument Date | Jun 20, 2022 |
| Instrument | 1017797 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2022 |
| Title Company | FIRST INTEGRITY TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $65.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1305 W 3RD ST, FLORENCE, CO 81226-9407 |
| Document Number | 0001017798 |
|---|---|
| Date | Jun 22, 2022 |
| Instrument | 1017798 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
The 2025 property tax bill for 1305 W 3rd St was $8,012, up 13.2% from the year before.
Source: Fremont County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Fremont County |
| Unified School District | Fremont RE-2 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,012.00 (+13.2%) | $133,390 (+5.8%) | $695,717 |
| 2024 | $7,078.00 (+1.96%) | $126,072 (+10.57%) | |
| 2023 | $6,942.00 (+65.84%) | $114,017 (+67.53%) | $633,048 (+47.24%) |
| 2022 | $4,186.00 | $68,059 | $429,953 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1305 W 3rd St in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AO high risk · sheet flow 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 44 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 44 in force |
| Nearby Flood Claims | 4 (1999–2018) |
| Most Recent Claim | Jul 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1305 W 3rd St is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 65% of Colorado |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FLORENCE serves 7,500 people · EPA ID CO0122500 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Jul 2025 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| SECOM Fixed Wireless | 100 / 25 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon, Visionary Broadband.
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