1305 W 14th St, Sioux Falls, SD 57104 Property Records

Minnehaha County property record for 1305 W 14th St, Sioux Falls, SD 57104

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,610 sqft · built 1925
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Trust Names on File
Tax Bill	$3,294 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Sep 2013 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-22-20-135-006-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-20-135-006-000`
Alternative APN	`30831`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,610 sqft Finished Area
1st Floor Area	1,030 sqft
Upper Floors Area	580 sqft
Basement Area	1,030 sqft
Finished Basement	824 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	148 ft deep x 44 ft wide
Garage Type	Attached
Garage Area	180 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	144 sqft
Deck Area	40 sqft
Patio Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	30831
Street Address	1305 W 14TH ST
City	SIOUX FALLS
State	SD
Zip	57104-4118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 44` E 110` N 165` BLOCK 14 EMERSON`S ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	EMERSON`S ADDN
Legal Block	14
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	2
Census Block	2014
Census Tract	900

Owner

1305 W 14th St is owner-occupied and held in a trust.

Source: Minnehaha County records, as of September 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1305 W 14TH ST, SIOUX FALLS, SD 57104-4118
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK
Sep 9, 2013	Deed of Trust, Mortgage · Stand-Alone First Mortgage HOME FEDERAL BANK
Sep 18, 2024	Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	1305 W 14TH ST, SIOUX FALLS, SD 57104-4118
Transaction Type	Mortgage
Record Updated	May 12, 2026
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	1913MTG/316
Date	Feb 2, 2021
Book Page	1913 MTG/316

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

September 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	1305 W 14TH ST, SIOUX FALLS, SD 57104-4118
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1305 W 14TH ST, SIOUX FALLS, SD 57104-4118
Investor	Possibly a Property Investor

Mortgage

Document Number	001743/900
Date	Sep 9, 2013
Book Page	1743/900
Instrument	327171

Lender

Name	HOME FEDERAL BANK
Type	Seller
Address	225 S MAIN AVE, SIOUX FALLS, SD 57104

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	60 Months
Due	Aug 25, 2018

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	1305 W 14TH ST, SIOUX FALLS, SD 57104-4118
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1305 W 14TH ST, SIOUX FALLS, SD 57104-4118

Mortgage

Document Number	MTG1989/321
Date	Sep 18, 2024
Book Page	MTG 1989/321

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	3905 W 49TH ST # 22, SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 1305 W 14th St was $3,294.

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$242,503 (-1.1%) Land $28,780 Building $213,723	$242,503 Land $28,780 Building $213,723
2025	$3,294.00	$245,200 (+0.53%) Land $29,100 Building $216,100
2024	$3,294.00	$243,900 Land $29,100 Building $214,800
2022	$3,315.00	$223,100 Land $30,100 Building $193,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1305 W 14th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jul 1993 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1305 W 14th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber	5,000 / 5,000
Midco Cable · Fiber in parts of the area	2,000 / 350
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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