Union County property record for 1305 Virginia Ave, Monroe, NC 28112
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,792 sqft · built 1957 |
| Lot Size | 0.414 acres (18,034 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $52,500 (Apr 2012) |
| Tax Bill | $2,589 (2025) |
| Deeds & Mortgages | Feb 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-276-129 |
| Primary APN | 09-276-129 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,792 sqft Living Area |
| 1st Floor Area | 1,792 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 18,034 sqft (0.414 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1305 VIRGINIA AVE |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-5236 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-10 MONRO |
| Legal Description | 62 STEWART PARK SEC2 PB4-83 |
| Legal Subdivision | STEWART PARK |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 3 |
| Census Block | 3036 |
| Census Tract | 20501 |
1305 Virginia Ave, a rural home, is owned by two individuals who bought it in April 2012.
Source: Union County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6262 GREYSTONE DR, MATTHEWS, NC 28104-0406 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 20, 2012 · Amount on File |
| Deed Sale | Apr 20, 2012 · Amount on File |
| Prior Sale | Aug 17, 2011 · Amount on File |
| Deed Document Number | 201211784 |
| Deed Book / Page | 5722 / 881 |
| Prior Transfer Date | Aug 16, 2011 |
| Prior Transfer Doc | 5579829 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1305 VIRGINIA AVE, MONROE, NC 28112-5236 |
| Document Number | 732444 |
| Instrument Date | Feb 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 133 UNDERWOOD RD MATTHEWS NC 281047903, MATTHEWS, NC 28104-7903 |
| Document Number | 732444 |
|---|---|
| Date | Mar 5, 2019 |
| Book Page | 007324/000044 |
| Instrument | 5408 |
| Name | FIRST NAT'L BK/PA |
|---|---|
| Type | Bank |
| Address | MONROE, NC 28110 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 1305 Virginia Ave was $2,589.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $296,200 (-) Land $51,300 Building $244,900 | $296,200 (-) Land $51,300 Building $244,900 | |
| 2025 | $2,589.00 | $296,200 Land $51,300 Building $244,900 | $296,200 Land $51,300 Building $244,900 |
| 2023 | $1,952.00 (+117.13%) | $179,000 (-) Land $13,600 Building $165,400 | $179,000 (-) Land $13,600 Building $165,400 |
| 2022 | $899.00 | $179,000 Land $13,600 Building $165,400 | $179,000 Land $13,600 Building $165,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1305 Virginia Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1305 Virginia Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONROE serves 43,081 people · EPA ID NC0190010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Frontier.
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