1305 Union Ave, Belleville, IL 62220 Property Records

St. Clair County property record for 1305 Union Ave, Belleville, IL 62220

Property Summary

Property Type	Single Family Home
Details	3 ba · 840 sqft · built 1916
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (Dec 2022)
Tax Bill	$3,458 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Dec 2022 Sale & Mortgage + 1 more
APN	`08-21-0-351-006`

Property Details

APN / Parcel Number

Primary APN	`08-21-0-351-006`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	840 sqft Living Area
Basement Area	952 sqft
Unfinished Basement	952 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1995
Construction Type	Frame
Lot Area	6,970 sqft (0.16 acres)
Porch	Slab
Porch Area	448 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1305 UNION AVE
City	BELLEVILLE
State	IL
Zip	62220-1856
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNNYSIDE SUB LOT/SEC-9 BK 3231-655
Legal Subdivision	SUNNYSIDE SUB
Legal Block	351
Jurisdiction	ST CLAIR IL
Township / Civil Division	BELLEVILLE
Census Block Group	4
Census Block	4018
Census Tract	501606

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1305 UNION AVE, BELLEVILLE, IL 62220-1856
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Dec 12, 2022	Warranty Deed, Transfer · FHA Mortgage GERSHMAN INVESTMENT CORP
May 25, 2017	Deed of Trust, Mortgage FIRST CNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2022 · Amount on File
Deed Sale	Dec 12, 2022 · Amount on File
Deed Document Number	20222768354
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	1305 UNION AVE, BELLEVILLE, IL 62220-1856
Transaction Type	Mortgage
Record Updated	Aug 22, 2023
Title Company	TOWN SQUARE TITLE, TOWN SQUARE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8540 US HIGHWAY 50, LEBANON, IL 62254-2545

Mortgage

Document Number	0A02769062
Date	Dec 20, 2022
Instrument	A02769062

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	61 Months
Due	Jan 1, 2028

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Dec 12, 2022
Property Address	1305 UNION AVE, BELLEVILLE, IL 62220-1856
Document Number	0A02768354
Map Reference	MB T PG 56
Instrument Date	Dec 12, 2022
Instrument	A02768354
Transaction Type	Transfer
Record Updated	Aug 22, 2023
Title Company	TOWN & COUNTRY TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$90.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1305 UNION AVE, BELLEVILLE, IL 62220-1856

Mortgage

Document Number	0A02768355
Date	Dec 12, 2022
Instrument	A02768355

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.25%

Mortgage

Document Number	0A02768356
Date	Dec 12, 2022
Instrument	A02768356

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	1305 UNION AVE, BELLEVILLE, IL 62220-1856
Document Number	00A2538556
Instrument Date	May 25, 2017
Transaction Type	Mortgage
Record Updated	Jul 10, 2017
Title Company	ILLINOIS TITLE AND ESCROW, ILLINOIS TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1305 UNION AVE BELLEVILLE IL 622201856, BELLEVILLE, IL 62220-1856

Mortgage

Document Number	00A2538556
Date	Jun 1, 2017
Instrument	2538556

Lender

Name	FIRST CNTY BK
Type	Bank
Address	SWANSEA, IL 62226

Agreement

Amount	Amount on Record
Term	60 Months
Due	May 31, 2022

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Belleville City
County	St. Clair County
Elementary School District	Belleville School District 118 (PK - 08)
Secondary School District	Belleville Township High School District 201 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,458.00	$40,183 (+31.44%) Land $3,679 Building $36,504	$120,549 (+31.44%) Land $11,037 Building $109,512
2022		$30,572 Land $3,060 Building $27,512	$91,716 Land $9,180 Building $82,536

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 570 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: ClearWave.

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