1305 Timber Ln, Buffalo, MN 55313 Property Records

Wright County property record for 1305 Timber Ln, Buffalo, MN 55313

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,523 sqft · built 2004
Lot Size	0.184 acres (8,015 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,000 (Aug 2014)
Tax Bill	$5,780 (2026)
Deeds & Mortgages	Oct 2022 Line of Credit Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`103-209-003030`

Property Details

APN / Parcel Number

Primary APN	`103-209-003030`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,523 sqft Living Area
1st Floor Area	1,534 sqft
Basement Area	1,057 sqft
Finished Basement	1,057 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2008
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	8,015 sqft (0.184 acres)
Garage Type	Attached
Garage Area	722 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	141 sqft
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1305 TIMBER LN
City	BUFFALO
State	MN
Zip	55313-2033
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-19 TWP-120 RANGE-025 GRANDVIEW LOT-003 BLOCK-003
Legal Range	025
Legal Township	120
Legal Section	19
Legal Subdivision	GRANDVIEW
Legal Block	3
Legal Lot Number	3
Jurisdiction	WRIGHT MN
Township / Civil Division	BUFFALO
Census Block Group	1
Census Block	1010
Census Tract	100701

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1305 TIMBER LN, BUFFALO, MN 55313-2033
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2022	Deed of Trust, Mortgage · Line of Credit AMERICAN INVESTORS BANK & MORTGAGE
Jun 2, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Apr 15, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage GO MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2014 · Amount on Record
Deed Sale	Aug 8, 2014 · Amount on Record
Prior Sale	Mar 25, 2010 · Amount on Record
Deed Document Number	2014125530
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	1305 TIMBER LN, BUFFALO, MN 55313-2033
Transaction Type	Mortgage
Record Updated	Dec 8, 2022
Title Company	ANCONA TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A1519853
Date	Oct 27, 2022
Instrument	A1519853

Lender

Name	AMERICAN INVESTORS BANK & MORTGAGE
Type	Bank
Address	EDEN PRAIRIE, MN 55344

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Nov 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	1305 TIMBER LN, BUFFALO, MN 55313-2033
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1305 TIMBER LN, BUFFALO, MN 55313-2033

Mortgage

Document Number	0001472341
Date	Jun 2, 2021
Instrument	1472341

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	305 Months
Due	Nov 1, 2046

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WRIGHT MN
Recording Date	Apr 15, 2022
Property Address	1305 TIMBER LN, BUFFALO, MN 55313-2033
Document Number	00A1504258
Map Reference	DOC A949614
Instrument Date	Nov 8, 2021
Instrument	A1504258
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	NATIONAL ASSURANCE TITLE, NATIONAL ASSURANCE TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1305 TIMBER LN, 1305, BUFFALO, MN 55313-2033

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1305 TIMBER LN, BUFFALO, MN 55313-2033

Mortgage

Document Number	00A1504259
Date	Apr 15, 2022
Instrument	A1504259

Lender

Name	GO MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Buffalo City
County	Wright County
Unified School District	Buffalo-Hanover-Montrose Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,780.00 (+12.8%)	$482,200 (+3.32%) Land $75,000 Building $407,200	$482,200 (+3.32%) Land $75,000 Building $407,200
2025		$466,700 (-1.33%) Land $75,000 Building $391,700	$466,700 (-1.33%) Land $75,000 Building $391,700
2023	$5,124.00 (+2.77%)	$473,000 Land $70,000 Building $403,000	$473,000 Land $70,000 Building $403,000
2022	$4,986.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	16 (1983–1986)
Claims Outside the SFHA	2 of 16
Most Recent Claim	Oct 1986 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Buffalo serves 16,711 people · EPA ID MN1860005
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Buffalo Fiber, Verizon, Xtratyme Technologies.

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