Montgomery County property record for 1305 Spring Ash Dr, Dayton, OH 45458
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,352 sqft · built 1997 |
| Lot Size | 0.607 acres (26,441 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $340,000 (Aug 2020) |
| Tax Bill | $8,991 (2024) |
| Deeds & Mortgages | Aug 2020 Sale & Mortgage Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | O67-29013-0003 |
| Primary APN | O67-29013-0003 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,352 sqft Living Area |
| Gross Area | 2,832 sqft |
| 1st Floor Area | 1,092 sqft |
| Basement Area | 168 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Colonial |
| Exterior Material | Brick/Stone |
| Construction Type | Steel Frame |
| Lot Area | 26,441 sqft (0.607 acres) |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 236 sqft |
| Deck Area | 247 sqft |
| Patio Area | 247 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1305 SPRING ASH DR |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45458-4761 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 59 CHELSEA TRACE SUBD SEC 3 |
| Legal Subdivision | CHELSEA TRACE SUBD |
| Legal Lot Number | 3 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 40305 |
Source: Montgomery County records, as of December 30, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 1305 SPRING ASH DR, DAYTON, OH 45458-4761 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Aug 24, 2020 | Warranty Deed, Transfer · Conventional with PMI HUNTINGTON NAT'L BK |
| Apr 3, 2020 | Deed of Trust, Mortgage · Conventional with PMI UNION SVGS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 24, 2020 · Amount on Record |
| Deed Sale | Aug 24, 2020 · Amount on Record |
| Prior Sale | Oct 6, 1997 · Amount on Record |
| Deed Document Number | 202049255 |
| Last Transfer Date | Jul 8, 2024 |
| Transfer Doc | 0000039003 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Aug 24, 2020 |
| Property Address | 1305 SPRING ASH DR, DAYTON, OH 45458-4761 |
| Document Number | 0000049255 |
| Instrument Date | Jul 17, 2020 |
| Instrument | 49255 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,020.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1305 SPRING ASH DR WASHINGTON TOWNSHIP OH 454584761, WASHINGTON TOWNSHIP, OH 45458-4761 |
| Document Number | 49256 |
|---|---|
| Date | Aug 24, 2020 |
| Instrument | 49256 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43235 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 23, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 1305 SPRING ASH DR, DAYTON, OH 45458-4761 |
| Document Number | 0000030867 |
| Instrument Date | Apr 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2020 |
| Title Company | LANDMARK TITLE, LANDMARK TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 697 JOYCIE LN WAYNESVILLE OH 450689478, WAYNESVILLE, OH 45068-9478 |
| Document Number | 0000030867 |
|---|---|
| Date | Jun 1, 2020 |
| Instrument | 30867 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 31, 2050 |
| Rate | 3% |
|---|
Source: Montgomery County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| County Subdivision | Washington Township |
| Unified School District | Centerville City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $134,150 (-) Land $25,680 Building $108,470 | $383,280 (-) Land $73,360 Building $309,920 | |
| 2024 | $8,991.00 (+8.84%) | ||
| 2023 | $8,261.00 (+3.89%) | $134,150 (+31.3%) Land $25,680 Building $108,470 | $383,280 (+31.3%) Land $73,360 Building $309,920 |
| 2022 | $7,952.00 | $102,170 Land $19,600 Building $82,570 | |
| 2020 | $291,910 Land $56,000 Building $235,910 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2013) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2013 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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