1305 Speight Ave, Waco, TX 76706 Property Records

McLennan County property record for 1305 Speight Ave, Waco, TX 76706

Property Summary

Property TypeCondominium
Details1,084 sqft · built 1984
Lot Size0.039 acres (1,734 sqft)
OwnerCompany Name on File
Tax Bill$2,975 (2024)
Deeds & MortgagesAug 2021 Mortgage
Aug 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN480010000001049

Property Details

APN / Parcel Number

Primary APN480010000001049
Alternative APNs
  • 4800100000010490111
  • 161385

Interior

Stories1 Story
Building Area1,084 sqft Living Area
1st Floor Area1,084 sqft

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1993
Exterior MaterialCombination
Construction TypeWood
Roof TypeWood Truss
Roof MaterialComposition Shingle
Lot Area1,734 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number161385
Old Parcel Number4800100000010490111
Street Address1305 SPEIGHT AVE
CityWACO
StateTX
Zip76706-2139
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR3D
Legal DescriptionPRATHER'S ANITA PARK LOT 11 12 BLOCK 1 UN 1305 BLD A 2.2918% WACO BOARDWALK CONDO UN 1305 BLD A 2.2918% WACO BOARDWALK CONDO
Legal SubdivisionPRATHER'S ANITA PARK
Legal Block1
Legal Lot Number11,12 12
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group3
Census Block3005
Census Tract402

Owner

Source: McLennan County records · APN 480010000001049

Assessment roll updated August 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Co-owner2 Verified Secondary Owners
Mailing Address2168 COLONY RD, CHARLOTTE, NC 28209-1748
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2021Vendor's Lien, Transfer · Conventional Mortgage
TEXAS BANK AND TRUST CO
Aug 07, 2020Loan Modification, Mortgage
FIDELITY BK/TX

Assessor's Deed Record

Deed Names4 Verified Names on Deed
Last SaleMay 07, 2024
Deed SaleMay 07, 2024
Prior SaleAug 31, 2021
Deed Document Number2024013577
Record UpdatedJun 07, 2026

August 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMCLENNAN TX
Recording DateAug 31, 2021
Property Address1305 SPEIGHT AVE, WACO, TX 76706-2139
Document Number0000035293
Map ReferenceVOL 1469 PG 751
Instrument DateAug 24, 2021
Instrument2021035293
Transaction TypeTransfer
Record UpdatedSep 08, 2021
Title CompanyNOT AVAILABLE, FTC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address207 WHIRLAWAY ST, 207, GROESBECK, TX 76642-1981

Transferred To (Grantee/Buyer)

NameVerified Name
Address6805 HOLLYTREE CIR, TYLER, TX 75703-5781

Mortgage

Document Number0000035294
DateAug 31, 2021
Instrument2021035294
Lender
NameTEXAS BANK AND TRUST CO
TypeBank
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 25, 2051

August 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMCLENNAN TX
Property Address1305 SPEIGHT AVE, WACO, TX 76706-2139
Document Number0000037955
Instrument DateAug 07, 2020
Transaction TypeMortgage
Record UpdatedNov 25, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3402 RUTGERS ST HYATTSVILLE MD 207831915, HYATTSVILLE, MD 20783-1915

Mortgage

Document Number0000037955
DateOct 23, 2020
Instrument37955
Lender
NameFIDELITY BK/TX
TypeBank
AddressWACO, TX 76708
Agreement
AmountAmount Recorded
Term240 Months
DueOct 22, 2040
Interest
Rate7%

Tax Assessment & Valuation

Source: McLennan County records · Assessment roll updated August 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$162,000 (+19.49%) Land $26,440 Building $135,560$162,000 (+19.49%) Land $26,440 Building $135,560
2024$2,975.00 (-2.11%)
2023$135,580 Land $32,430 Building $103,150$135,580 Land $32,430 Building $103,150
2022$3,039.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 9, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Radiate Holdings
Cable · Fiber in parts of the area
1,500 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
AMG Technology Investment Group
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Helmsco
Fixed Wireless
100 / 20

May also be available: Pavlov Media, T-Mobile USA.

Based on FCC filings for 480 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF WACO
serves 146,241 people
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Speight Ave

Nearby Streets

Search Property Records by Address or Parcel Number